Texas · HMDA 2025
Mortgage lenders in Ellis County, TX
471 lenders reported 12,942 home-loan applications in Ellis County in 2025. 6,166 closed as loans ($2.2B), 1,836 were denied — a 21.9% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 14% of applications, led by PENNYMAC LOAN SERVICES, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 12,942
- Loans originated
- 6,166
- Purchase / refinance
- 4,246 / 1,429
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ellis County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 738 | 5.7% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 562 | 4.3% | — |
| 3 | Rocket Mortgage, LLC | 553 | 4.3% | — |
| 4 | FREEDOM MORTGAGE CORPORATION | 421 | 3.3% | — |
| 5 | LAKEVIEW LOAN SERVICING, LLC | 405 | 3.1% | — |
| 6 | DHI MORTGAGE COMPANY, LTD. | 399 | 3.1% | — |
| 7 | NEWREZ LLC | 348 | 2.7% | — |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 315 | 2.4% | — |
| 9 | CROSSCOUNTRY MORTGAGE, INC. | 288 | 2.2% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 267 | 2.1% | 14.1% |
| 11 | LENNAR MORTGAGE, LLC | 227 | 1.8% | — |
| 12 | SFMC, LP | 217 | 1.7% | — |
| 13 | 21st Mortgage Corporation | 213 | 1.6% | — |
| 14 | Gateway First Bank 54 out of 100, Below average | 211 | 1.6% | 5.3% |
| 15 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 199 | 1.5% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 198 | 1.5% | 32.9% |
| 17 | PLANET HOME LENDING, LLC | 198 | 1.5% | — |
| 18 | CMG MORTGAGE, INC. | 185 | 1.4% | — |
| 19 | GUILD MORTGAGE COMPANY | 183 | 1.4% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 172 | 1.3% | — |
| 21 | Frost Bank 66 out of 100, Moderate | 172 | 1.3% | 43.5% |
| 22 | Mortgage Research Center, LLC | 155 | 1.2% | — |
| 23 | Loandepot.Com, LLC | 152 | 1.2% | — |
| 24 | Fairway Independent Mortgage Corporation | 150 | 1.2% | — |
| 25 | EVERETT FINANCIAL, INC. | 150 | 1.2% | — |
| 26 | Bank of America, National Association 59 out of 100, Moderate | 149 | 1.2% | 44.7% |
| 27 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 149 | 1.2% | — |
| 28 | VANDERBILT MORTGAGE AND FINANCE, INC. | 146 | 1.1% | — |
| 29 | Trinity Oaks Mortgage, LLC | 139 | 1.1% | — |
| 30 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 138 | 1.1% | 2.2% |
| 31 | FIRST CONTINENTAL MORTGAGE, LTD. | 129 | 1.0% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 117 | 0.9% | — |
| 33 | CREDIT UNION OF TEXAS 43 out of 100, Below average | 100 | 0.8% | 32.5% |
| 34 | First Financial Bank 76 out of 100, Strong | 96 | 0.7% | 12.6% |
| 35 | Broker Solutions, Inc. | 95 | 0.7% | — |
| 36 | LOWER, LLC | 93 | 0.7% | — |
| 37 | KIND LENDING, LLC | 91 | 0.7% | — |
| 38 | U.S. Bank National Association 55 out of 100, Moderate | 87 | 0.7% | 39.5% |
| 39 | PNC Bank, National Association 62 out of 100, Moderate | 86 | 0.7% | 33.8% |
| 40 | SPRING EQ, LLC | 85 | 0.7% | — |
Top 40 of 471 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps