Texas · HMDA 2025
Mortgage lenders in Frio County, TX
83 lenders reported 424 home-loan applications in Frio County in 2025. 130 closed as loans ($25.2M), 140 were denied — a 46.4% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 48% of applications, led by 21st Mortgage Corporation. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 424
- Loans originated
- 130
- Purchase / refinance
- 101 / 23
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Frio County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 140 | 33.0% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 43 | 10.1% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 20 | 4.7% | — |
| 4 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 15 | 3.5% | 74.7% |
| 5 | Rocket Mortgage, LLC | 14 | 3.3% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 13 | 3.1% | — |
| 7 | SOUTHWEST STAGE FUNDING, LLC | 13 | 3.1% | — |
| 8 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 10 | 2.4% | 30.8% |
| 9 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 10 | 2.4% | 14.3% |
| 10 | NEWREZ LLC | 9 | 2.1% | — |
| 11 | Mortgage Research Center, LLC | 7 | 1.7% | — |
| 12 | PLANET HOME LENDING, LLC | 7 | 1.7% | — |
| 13 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | 1.2% | — |
| 14 | DIRECTIONS EQUITY, LLC | 5 | 1.2% | — |
| 15 | Gateway First Bank 54 out of 100, Below average | 4 | 0.9% | 5.3% |
| 16 | RIGHT START MORTGAGE, INC. | 4 | 0.9% | — |
| 17 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | 0.9% | — |
| 18 | Frost Bank 66 out of 100, Moderate | 4 | 0.9% | 43.5% |
| 19 | Broker Solutions, Inc. | 3 | 0.7% | — |
| 20 | AmeriSave Mortgage Corporation | 3 | 0.7% | — |
| 21 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.7% | 44.7% |
| 22 | AMERICAN FINANCIAL RESOURCES, INC. | 3 | 0.7% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 3 | 0.7% | — |
| 24 | CALCON MUTUAL MORTGAGE LLC | 3 | 0.7% | — |
| 25 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 0.7% | — |
| 26 | CMG MORTGAGE, INC. | 2 | 0.5% | — |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.5% | 32.9% |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.5% | 14.1% |
| 29 | MOVEMENT MORTGAGE, LLC | 2 | 0.5% | — |
| 30 | PENNYMAC LOAN SERVICES, LLC | 2 | 0.5% | — |
| 31 | GUARANTEED RATE, INC. | 2 | 0.5% | — |
| 32 | GUILD MORTGAGE COMPANY | 2 | 0.5% | — |
| 33 | AML FUNDING LLC | 2 | 0.5% | — |
| 34 | EUSTIS MORTGAGE CORPORATION | 2 | 0.5% | — |
| 35 | TAMMAC HOLDINGS CORPORATION | 2 | 0.5% | — |
| 36 | UNITED BUILT HOMES, L.L.C. | 2 | 0.5% | — |
| 37 | KIND LENDING, LLC | 2 | 0.5% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 2 | 0.5% | — |
| 39 | TOWNE MORTGAGE COMPANY | 2 | 0.5% | — |
| 40 | Castroville State Bank | 2 | 0.5% | — |
Top 40 of 83 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps