Texas · HMDA 2025
Mortgage lenders in Gonzales County, TX
109 lenders reported 658 home-loan applications in Gonzales County in 2025. 231 closed as loans ($52.6M), 224 were denied — a 45.0% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 34% of applications, led by 21st Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 658
- Loans originated
- 231
- Purchase / refinance
- 149 / 68
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Gonzales County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 103 | 15.7% | — |
| 2 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 61 | 9.3% | 14.3% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 59 | 9.0% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 49 | 7.4% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 24 | 3.6% | — |
| 6 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 24 | 3.6% | 74.7% |
| 7 | SOUTHWEST STAGE FUNDING, LLC | 22 | 3.3% | — |
| 8 | Rocket Mortgage, LLC | 21 | 3.2% | — |
| 9 | Sage Capital Bank 76 out of 100, Strong | 16 | 2.4% | 0.0% |
| 10 | FirstBank 59 out of 100, Moderate | 16 | 2.4% | 42.8% |
| 11 | SouthStar Bank, S.S.B. 77 out of 100, Strong | 15 | 2.3% | 21.5% |
| 12 | Mortgage Research Center, LLC | 10 | 1.5% | — |
| 13 | COUNTRYPLACE MORTGAGE, LTD. | 10 | 1.5% | — |
| 14 | TAMMAC HOLDINGS CORPORATION | 10 | 1.5% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 1.4% | — |
| 16 | Prosperity Bank 71 out of 100, Strong | 8 | 1.2% | 31.5% |
| 17 | CALCON MUTUAL MORTGAGE LLC | 8 | 1.2% | — |
| 18 | Cadence Bank | 8 | 1.2% | — |
| 19 | Loandepot.Com, LLC | 7 | 1.1% | — |
| 20 | LAKEVIEW LOAN SERVICING, LLC | 7 | 1.1% | — |
| 21 | NEWREZ LLC | 6 | 0.9% | — |
| 22 | AmeriSave Mortgage Corporation | 6 | 0.9% | — |
| 23 | GUILD MORTGAGE COMPANY | 6 | 0.9% | — |
| 24 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | 0.9% | — |
| 25 | CMG MORTGAGE, INC. | 5 | 0.8% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 5 | 0.8% | — |
| 27 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 0.8% | — |
| 28 | Discover Bank | 4 | 0.6% | — |
| 29 | Click n' Close, Inc. | 4 | 0.6% | — |
| 30 | Broker Solutions, Inc. | 3 | 0.5% | — |
| 31 | PENNYMAC LOAN SERVICES, LLC | 3 | 0.5% | — |
| 32 | The First National Bank of Shiner | 3 | 0.5% | — |
| 33 | AMERICAN FINANCIAL RESOURCES, INC. | 3 | 0.5% | — |
| 34 | PLANET HOME LENDING, LLC | 3 | 0.5% | — |
| 35 | First United Bank and Trust Company 50 out of 100, Below average | 3 | 0.5% | 8.1% |
| 36 | Crossroads Bank 67 out of 100, Moderate | 3 | 0.5% | 8.8% |
| 37 | RESIDENTIAL WHOLESALE MORTGAGE, INC. | 3 | 0.5% | — |
| 38 | ROYAL UNITED MORTGAGE LLC | 3 | 0.5% | — |
| 39 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 3 | 0.5% | 30.7% |
| 40 | PILGRIM MORTGAGE LLC | 3 | 0.5% | — |
Top 40 of 109 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps