Texas · HMDA 2025
Mortgage lenders in Hardeman County, TX
28 lenders reported 67 home-loan applications in Hardeman County in 2025. 36 closed as loans ($7.1M), 14 were denied — a 25.5% denial rate on decided applications, close to the Texas rate of 24.7%. The three most active lenders handled 40% of applications, led by FIRST CAPITAL BANK. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 67
- Loans originated
- 36
- Purchase / refinance
- 19 / 13
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hardeman County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FIRST CAPITAL BANK 69 out of 100, Moderate | 17 | 25.4% | 10.5% |
| 2 | 21st Mortgage Corporation | 5 | 7.5% | — |
| 3 | American National Bank & Trust 61 out of 100, Moderate | 5 | 7.5% | 4.4% |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 4 | 6.0% | — |
| 5 | Rocket Mortgage, LLC | 4 | 6.0% | — |
| 6 | Mortgage Research Center, LLC | 3 | 4.5% | — |
| 7 | NATIONSTAR MORTGAGE LLC | 3 | 4.5% | — |
| 8 | GUARANTEED RATE, INC. | 2 | 3.0% | — |
| 9 | AmeriSave Mortgage Corporation | 2 | 3.0% | — |
| 10 | WAGGONER NATIONAL BANK OF VERNON, THE 88 out of 100, Very strong | 2 | 3.0% | 2.0% |
| 11 | TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION 71 out of 100, Strong | 2 | 3.0% | 0.0% |
| 12 | ROYAL UNITED MORTGAGE LLC | 2 | 3.0% | — |
| 13 | NEWREZ LLC | 1 | 1.5% | — |
| 14 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 1.5% | 22.2% |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 1.5% | — |
| 16 | Broker Solutions, Inc. | 1 | 1.5% | — |
| 17 | PENNYMAC LOAN SERVICES, LLC | 1 | 1.5% | — |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 1.5% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 1.5% | — |
| 20 | FIGURE LENDING LLC | 1 | 1.5% | — |
| 21 | PLANET HOME LENDING, LLC | 1 | 1.5% | — |
| 22 | ZILLOW HOME LOANS, LLC | 1 | 1.5% | — |
| 23 | Prosperity Bank 71 out of 100, Strong | 1 | 1.5% | 31.5% |
| 24 | FLAT BRANCH MORTGAGE, INC. | 1 | 1.5% | — |
| 25 | Herring Bank 66 out of 100, Moderate | 1 | 1.5% | 3.0% |
| 26 | DIRECTIONS EQUITY, LLC | 1 | 1.5% | — |
| 27 | UNION SQUARE CREDIT UNION 37 out of 100, Low | 1 | 1.5% | 11.7% |
| 28 | Ally Bank | 1 | 1.5% | — |
Top 28 of 28 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps