Texas · HMDA 2025
Mortgage lenders in Hood County, TX
311 lenders reported 3,849 home-loan applications in Hood County in 2025. 1,972 closed as loans ($596.6M), 500 were denied — a 19.5% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 17% of applications, led by 21st Mortgage Corporation. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,849
- Loans originated
- 1,972
- Purchase / refinance
- 1,317 / 486
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hood County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 236 | 6.1% | — |
| 2 | Rocket Mortgage, LLC | 202 | 5.2% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 201 | 5.2% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 189 | 4.9% | — |
| 5 | The First National Bank of Granbury 78 out of 100, Strong | 117 | 3.0% | 3.3% |
| 6 | LAKEVIEW LOAN SERVICING, LLC | 114 | 3.0% | — |
| 7 | AMERIHOME MORTGAGE COMPANY, LLC | 101 | 2.6% | — |
| 8 | First Financial Bank 76 out of 100, Strong | 100 | 2.6% | 12.6% |
| 9 | DHI MORTGAGE COMPANY, LTD. | 89 | 2.3% | — |
| 10 | Loandepot.Com, LLC | 86 | 2.2% | — |
| 11 | GUILD MORTGAGE COMPANY | 85 | 2.2% | — |
| 12 | NEWREZ LLC | 82 | 2.1% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 79 | 2.1% | 14.1% |
| 14 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 72 | 1.9% | — |
| 15 | SFMC, LP | 71 | 1.8% | — |
| 16 | Broker Solutions, Inc. | 68 | 1.8% | — |
| 17 | Gateway First Bank 54 out of 100, Below average | 67 | 1.7% | 5.3% |
| 18 | Mortgage Research Center, LLC | 65 | 1.7% | — |
| 19 | CMG MORTGAGE, INC. | 64 | 1.7% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 56 | 1.5% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 55 | 1.4% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 47 | 1.2% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 44 | 1.1% | 32.9% |
| 24 | PLANET HOME LENDING, LLC | 43 | 1.1% | — |
| 25 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 42 | 1.1% | — |
| 26 | AMERICAN PACIFIC MORTGAGE CORPORATION | 42 | 1.1% | — |
| 27 | PNC Bank, National Association 62 out of 100, Moderate | 41 | 1.1% | 33.8% |
| 28 | EECU | 39 | 1.0% | — |
| 29 | VANDERBILT MORTGAGE AND FINANCE, INC. | 35 | 0.9% | — |
| 30 | Frost Bank 66 out of 100, Moderate | 35 | 0.9% | 43.5% |
| 31 | Fairway Independent Mortgage Corporation | 32 | 0.8% | — |
| 32 | GUARANTEED RATE, INC. | 29 | 0.8% | — |
| 33 | LOWER, LLC | 28 | 0.7% | — |
| 34 | TRIAD FINANCIAL SERVICES, INC. | 25 | 0.6% | — |
| 35 | Paramount Residential Mortgage Group, Inc. | 24 | 0.6% | — |
| 36 | Discover Bank | 23 | 0.6% | — |
| 37 | SPRING EQ, LLC | 23 | 0.6% | — |
| 38 | MASON MCDUFFIE MORTGAGE CORPORATION | 23 | 0.6% | — |
| 39 | Bank of America, National Association 59 out of 100, Moderate | 20 | 0.5% | 44.7% |
| 40 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 20 | 0.5% | — |
Top 40 of 311 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps