Texas · HMDA 2025
Mortgage lenders in Jones County, TX
112 lenders reported 714 home-loan applications in Jones County in 2025. 279 closed as loans ($53.2M), 168 were denied — a 33.8% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 33% of applications, led by 21st Mortgage Corporation. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 714
- Loans originated
- 279
- Purchase / refinance
- 190 / 58
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jones County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 135 | 18.9% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 55 | 7.7% | — |
| 3 | First Financial Bank 76 out of 100, Strong | 49 | 6.9% | 12.6% |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 38 | 5.3% | — |
| 5 | The First National Bank of Anson 71 out of 100, Strong | 31 | 4.3% | 16.2% |
| 6 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 29 | 4.1% | — |
| 7 | Mortgage Research Center, LLC | 20 | 2.8% | — |
| 8 | Rocket Mortgage, LLC | 19 | 2.7% | — |
| 9 | ABILENE TEACHERS Federal Credit Union 95 out of 100, Very strong | 16 | 2.2% | 28.4% |
| 10 | NEWREZ LLC | 14 | 2.0% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 14 | 2.0% | — |
| 12 | COUNTRYPLACE MORTGAGE, LTD. | 14 | 2.0% | — |
| 13 | SOUTHWEST STAGE FUNDING, LLC | 13 | 1.8% | — |
| 14 | LAKEVIEW LOAN SERVICING, LLC | 12 | 1.7% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.5% | — |
| 16 | Fairway Independent Mortgage Corporation | 10 | 1.4% | — |
| 17 | PENNYMAC LOAN SERVICES, LLC | 10 | 1.4% | — |
| 18 | Cornerstone First Mortgage, Inc | 10 | 1.4% | — |
| 19 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 9 | 1.3% | 74.7% |
| 20 | City Bank 75 out of 100, Strong | 9 | 1.3% | 16.6% |
| 21 | NATIONSTAR MORTGAGE LLC | 8 | 1.1% | — |
| 22 | PLANET HOME LENDING, LLC | 7 | 1.0% | — |
| 23 | Clear Fork Bank, National Association 79 out of 100, Strong | 7 | 1.0% | 4.8% |
| 24 | USAA Federal Savings Bank 64 out of 100, Moderate | 7 | 1.0% | 37.2% |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 0.8% | 32.9% |
| 26 | Broker Solutions, Inc. | 6 | 0.8% | — |
| 27 | GUILD MORTGAGE COMPANY | 6 | 0.8% | — |
| 28 | First National Bank and Trust Company of Weatherford 42 out of 100, Below average | 5 | 0.7% | 33.3% |
| 29 | MORTGAGE FINANCIAL SERVICES, LLC | 5 | 0.7% | — |
| 30 | Paramount Residential Mortgage Group, Inc. | 4 | 0.6% | — |
| 31 | SWBC MORTGAGE CORPORATION | 4 | 0.6% | — |
| 32 | Equity Prime Mortgage LLC | 4 | 0.6% | — |
| 33 | Coleman County State Bank 78 out of 100, Strong | 4 | 0.6% | 2.5% |
| 34 | PHH Mortgage Corporation | 4 | 0.6% | — |
| 35 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.4% | 14.1% |
| 36 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 0.4% | 32.5% |
| 37 | COMMUNITIES OF ABILENE FEDERAL CREDIT UNION 72 out of 100, Strong | 3 | 0.4% | 0.0% |
| 38 | Kiavi Funding, Inc. | 3 | 0.4% | — |
| 39 | AMERICAN FINANCING CORPORATION | 3 | 0.4% | — |
| 40 | Prosperity Bank 71 out of 100, Strong | 3 | 0.4% | 31.5% |
Top 40 of 112 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps