Texas · HMDA 2025
Mortgage lenders in Matagorda County, TX
165 lenders reported 1,016 home-loan applications in Matagorda County in 2025. 427 closed as loans ($101.3M), 207 were denied — a 30.3% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 19% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,016
- Loans originated
- 427
- Purchase / refinance
- 307 / 89
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Matagorda County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 81 | 8.0% | — |
| 2 | Gateway First Bank 54 out of 100, Below average | 62 | 6.1% | 5.3% |
| 3 | Rocket Mortgage, LLC | 55 | 5.4% | — |
| 4 | Prosperity Bank 71 out of 100, Strong | 41 | 4.0% | 31.5% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 38 | 3.7% | — |
| 6 | LAKEVIEW LOAN SERVICING, LLC | 34 | 3.3% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 33 | 3.2% | — |
| 8 | NEWREZ LLC | 31 | 3.1% | — |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 31 | 3.1% | — |
| 10 | SOUTHWEST FUNDING, LP | 29 | 2.9% | — |
| 11 | TRIAD FINANCIAL SERVICES, INC. | 28 | 2.8% | — |
| 12 | TEXAS DOW EMPLOYEES CREDIT UNION 49 out of 100, Below average | 27 | 2.7% | 15.2% |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 23 | 2.3% | 14.1% |
| 14 | INSPIRE HOME LOANS INC. | 23 | 2.3% | — |
| 15 | LENNAR MORTGAGE, LLC | 22 | 2.2% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 21 | 2.1% | — |
| 17 | PLANET HOME LENDING, LLC | 17 | 1.7% | — |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 1.6% | 32.9% |
| 19 | Mortgage Research Center, LLC | 15 | 1.5% | — |
| 20 | KIND LENDING, LLC | 13 | 1.3% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 11 | 1.1% | — |
| 22 | CALCON MUTUAL MORTGAGE LLC | 11 | 1.1% | — |
| 23 | Broker Solutions, Inc. | 10 | 1.0% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 10 | 1.0% | — |
| 25 | COUNTRYPLACE MORTGAGE, LTD. | 9 | 0.9% | — |
| 26 | First Financial Bank 76 out of 100, Strong | 9 | 0.9% | 12.6% |
| 27 | Fairway Independent Mortgage Corporation | 8 | 0.8% | — |
| 28 | Loandepot.Com, LLC | 8 | 0.8% | — |
| 29 | Discover Bank | 8 | 0.8% | — |
| 30 | UNITED BUILT HOMES, L.L.C. | 8 | 0.8% | — |
| 31 | CMG MORTGAGE, INC. | 7 | 0.7% | — |
| 32 | The First State Bank | 7 | 0.7% | — |
| 33 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 7 | 0.7% | 74.7% |
| 34 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 0.6% | 22.2% |
| 35 | SOUTHWEST STAGE FUNDING, LLC | 6 | 0.6% | — |
| 36 | LENDINGONE, LLC | 6 | 0.6% | — |
| 37 | FIRST SERVICE Credit Union 64 out of 100, Moderate | 6 | 0.6% | 11.1% |
| 38 | VILLAGE CAPITAL & INVESTMENT LLC | 6 | 0.6% | — |
| 39 | PHH Mortgage Corporation | 6 | 0.6% | — |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 5 | 0.5% | 44.7% |
Top 40 of 165 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps