Texas · HMDA 2025
Mortgage lenders in Navarro County, TX
240 lenders reported 2,277 home-loan applications in Navarro County in 2025. 921 closed as loans ($237.2M), 493 were denied — a 32.4% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 26% of applications, led by 21st Mortgage Corporation. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,277
- Loans originated
- 921
- Purchase / refinance
- 628 / 203
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Navarro County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 276 | 12.1% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 214 | 9.4% | — |
| 3 | Rocket Mortgage, LLC | 102 | 4.5% | — |
| 4 | LAKEVIEW LOAN SERVICING, LLC | 102 | 4.5% | — |
| 5 | DHI MORTGAGE COMPANY, LTD. | 74 | 3.2% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 68 | 3.0% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 66 | 2.9% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 54 | 2.4% | — |
| 9 | NEWREZ LLC | 48 | 2.1% | — |
| 10 | Community National Bank & Trust of Texas 76 out of 100, Strong | 42 | 1.8% | 1.5% |
| 11 | Synergy One Lending, Inc. | 41 | 1.8% | — |
| 12 | VeraBank, National Association | 41 | 1.8% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 39 | 1.7% | 14.1% |
| 14 | Prosperity Bank 71 out of 100, Strong | 33 | 1.4% | 31.5% |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 30 | 1.3% | — |
| 16 | Mortgage Research Center, LLC | 30 | 1.3% | — |
| 17 | SOUTHWEST STAGE FUNDING, LLC | 29 | 1.3% | — |
| 18 | TAMMAC HOLDINGS CORPORATION | 29 | 1.3% | — |
| 19 | GUILD MORTGAGE COMPANY | 27 | 1.2% | — |
| 20 | First State Bank 74 out of 100, Strong | 27 | 1.2% | 8.5% |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 24 | 1.1% | — |
| 22 | UNITED BUILT HOMES, L.L.C. | 23 | 1.0% | — |
| 23 | Loandepot.Com, LLC | 20 | 0.9% | — |
| 24 | Broker Solutions, Inc. | 20 | 0.9% | — |
| 25 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 20 | 0.9% | — |
| 26 | PLANET HOME LENDING, LLC | 20 | 0.9% | — |
| 27 | FREEDOM MORTGAGE CORPORATION | 19 | 0.8% | — |
| 28 | Fairway Independent Mortgage Corporation | 16 | 0.7% | — |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 16 | 0.7% | 44.7% |
| 30 | NATIONSTAR MORTGAGE LLC | 16 | 0.7% | — |
| 31 | FirstBank 59 out of 100, Moderate | 16 | 0.7% | 42.8% |
| 32 | Magnolia Bank, Incorporated 49 out of 100, Below average | 16 | 0.7% | 10.3% |
| 33 | CALCON MUTUAL MORTGAGE LLC | 15 | 0.7% | — |
| 34 | Zippy Loans, LLC | 14 | 0.6% | — |
| 35 | KIND LENDING, LLC | 14 | 0.6% | — |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 0.6% | 32.9% |
| 37 | AmeriSave Mortgage Corporation | 13 | 0.6% | — |
| 38 | VILLAGE CAPITAL & INVESTMENT LLC | 13 | 0.6% | — |
| 39 | EVERETT FINANCIAL, INC. | 13 | 0.6% | — |
| 40 | Liberty | 12 | 0.5% | — |
Top 40 of 240 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps