Texas · HMDA 2025
Mortgage lenders in Palo Pinto County, TX
212 lenders reported 1,143 home-loan applications in Palo Pinto County in 2025. 574 closed as loans ($168.1M), 189 were denied — a 23.3% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 20% of applications, led by 21st Mortgage Corporation. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,143
- Loans originated
- 574
- Purchase / refinance
- 353 / 157
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Palo Pinto County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 88 | 7.7% | — |
| 2 | Rocket Mortgage, LLC | 68 | 5.9% | — |
| 3 | Clear Fork Bank, National Association 79 out of 100, Strong | 68 | 5.9% | 4.8% |
| 4 | First Financial Bank 76 out of 100, Strong | 63 | 5.5% | 12.6% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 34 | 3.0% | — |
| 6 | GUILD MORTGAGE COMPANY | 30 | 2.6% | — |
| 7 | AMERIHOME MORTGAGE COMPANY, LLC | 26 | 2.3% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 24 | 2.1% | — |
| 9 | NEWREZ LLC | 21 | 1.8% | — |
| 10 | Mortgage Research Center, LLC | 20 | 1.7% | — |
| 11 | TRIAD FINANCIAL SERVICES, INC. | 18 | 1.6% | — |
| 12 | LAKEVIEW LOAN SERVICING, LLC | 18 | 1.6% | — |
| 13 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 17 | 1.5% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 1.3% | 14.1% |
| 15 | VANDERBILT MORTGAGE AND FINANCE, INC. | 14 | 1.2% | — |
| 16 | Broker Solutions, Inc. | 14 | 1.2% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 14 | 1.2% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 14 | 1.2% | — |
| 19 | GUARANTEED RATE, INC. | 13 | 1.1% | — |
| 20 | First United Bank and Trust Company 50 out of 100, Below average | 13 | 1.1% | 8.1% |
| 21 | Community National Bank & Trust of Texas 76 out of 100, Strong | 12 | 1.0% | 1.5% |
| 22 | CMG MORTGAGE, INC. | 11 | 1.0% | — |
| 23 | Commercial Bank of Texas, National Association | 11 | 1.0% | — |
| 24 | EECU | 11 | 1.0% | — |
| 25 | Loandepot.Com, LLC | 10 | 0.9% | — |
| 26 | Bank of America, National Association 59 out of 100, Moderate | 10 | 0.9% | 44.7% |
| 27 | PLANET HOME LENDING, LLC | 10 | 0.9% | — |
| 28 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 10 | 0.9% | — |
| 29 | SOUTHWEST STAGE FUNDING, LLC | 9 | 0.8% | — |
| 30 | Gateway First Bank 54 out of 100, Below average | 9 | 0.8% | 5.3% |
| 31 | KIND LENDING, LLC | 9 | 0.8% | — |
| 32 | CARRINGTON MORTGAGE SERVICES, LLC | 9 | 0.8% | — |
| 33 | Frost Bank 66 out of 100, Moderate | 9 | 0.8% | 43.5% |
| 34 | THE LOAN STORE, INC. | 8 | 0.7% | — |
| 35 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | 0.7% | — |
| 36 | EVERETT FINANCIAL, INC. | 8 | 0.7% | — |
| 37 | AmeriSave Mortgage Corporation | 7 | 0.6% | — |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 0.6% | — |
| 39 | COUNTRYPLACE MORTGAGE, LTD. | 7 | 0.6% | — |
| 40 | TexasBank | 7 | 0.6% | — |
Top 40 of 212 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps