Texas · HMDA 2025
Mortgage lenders in Polk County, TX
249 lenders reported 1,889 home-loan applications in Polk County in 2025. 678 closed as loans ($150.3M), 537 were denied — a 40.3% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 31% of applications, led by 21st Mortgage Corporation. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,889
- Loans originated
- 678
- Purchase / refinance
- 467 / 159
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Polk County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 333 | 17.6% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 137 | 7.3% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 113 | 6.0% | — |
| 4 | Rocket Mortgage, LLC | 99 | 5.2% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 82 | 4.3% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 43 | 2.3% | — |
| 7 | Mortgage Research Center, LLC | 38 | 2.0% | — |
| 8 | NEWREZ LLC | 34 | 1.8% | — |
| 9 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 34 | 1.8% | 74.7% |
| 10 | CMG MORTGAGE, INC. | 32 | 1.7% | — |
| 11 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 30 | 1.6% | — |
| 12 | LAKEVIEW LOAN SERVICING, LLC | 26 | 1.4% | — |
| 13 | FirstBank 59 out of 100, Moderate | 25 | 1.3% | 42.8% |
| 14 | FREEDOM MORTGAGE CORPORATION | 24 | 1.3% | — |
| 15 | Broker Solutions, Inc. | 22 | 1.2% | — |
| 16 | COUNTRYPLACE MORTGAGE, LTD. | 22 | 1.2% | — |
| 17 | EUSTIS MORTGAGE CORPORATION | 22 | 1.2% | — |
| 18 | PLANET HOME LENDING, LLC | 21 | 1.1% | — |
| 19 | Loandepot.Com, LLC | 20 | 1.1% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 19 | 1.0% | 14.1% |
| 21 | NATIONSTAR MORTGAGE LLC | 19 | 1.0% | — |
| 22 | TAMMAC HOLDINGS CORPORATION | 18 | 1.0% | — |
| 23 | Bank of America, National Association 59 out of 100, Moderate | 16 | 0.8% | 44.7% |
| 24 | Fairway Independent Mortgage Corporation | 15 | 0.8% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 14 | 0.7% | — |
| 26 | First Liberty Bank 72 out of 100, Strong | 14 | 0.7% | 34.3% |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 0.7% | 32.9% |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 13 | 0.7% | — |
| 29 | SOUTHWEST STAGE FUNDING, LLC | 13 | 0.7% | — |
| 30 | Hometown Equity Mortgage, LLC | 13 | 0.7% | — |
| 31 | CHAMPIONS FUNDING, LLC | 13 | 0.7% | — |
| 32 | PNC Bank, National Association 62 out of 100, Moderate | 12 | 0.6% | 33.8% |
| 33 | AMERICAN FINANCIAL NETWORK, INC. | 12 | 0.6% | — |
| 34 | AmeriSave Mortgage Corporation | 11 | 0.6% | — |
| 35 | GUILD MORTGAGE COMPANY | 11 | 0.6% | — |
| 36 | K&G CAPITAL MORTGAGE LLC | 11 | 0.6% | — |
| 37 | KIND LENDING, LLC | 10 | 0.5% | — |
| 38 | Regions Bank 64 out of 100, Moderate | 8 | 0.4% | 43.1% |
| 39 | MUTUAL OF OMAHA MORTGAGE, INC. | 8 | 0.4% | — |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 0.4% | — |
Top 40 of 249 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps