Texas · HMDA 2025
Mortgage lenders in Randall County, TX
277 lenders reported 7,118 home-loan applications in Randall County in 2025. 3,570 closed as loans ($893.4M), 807 were denied — a 17.1% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 24% of applications, led by Amarillo National Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,118
- Loans originated
- 3,570
- Purchase / refinance
- 2,333 / 819
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Randall County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Amarillo National Bank 62 out of 100, Moderate | 1,138 | 16.0% | 14.9% |
| 2 | LAKEVIEW LOAN SERVICING, LLC | 295 | 4.1% | — |
| 3 | ALLIANCE CREDIT UNION | 264 | 3.7% | — |
| 4 | Rocket Mortgage, LLC | 250 | 3.5% | — |
| 5 | Texas Tech Federal Credit Union 69 out of 100, Moderate | 249 | 3.5% | 1.2% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 242 | 3.4% | — |
| 7 | AMERIHOME MORTGAGE COMPANY, LLC | 205 | 2.9% | — |
| 8 | RIGHT START MORTGAGE, INC. | 177 | 2.5% | — |
| 9 | PLANET HOME LENDING, LLC | 174 | 2.4% | — |
| 10 | 21st Mortgage Corporation | 166 | 2.3% | — |
| 11 | Education Credit Union 70 out of 100, Strong | 154 | 2.2% | 1.8% |
| 12 | NEWREZ LLC | 148 | 2.1% | — |
| 13 | NATIONSTAR MORTGAGE LLC | 146 | 2.1% | — |
| 14 | EUSTIS MORTGAGE CORPORATION | 145 | 2.0% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 132 | 1.9% | — |
| 16 | ASSOCIATED MORTGAGE CORPORATION | 132 | 1.9% | — |
| 17 | First United Bank 77 out of 100, Strong | 130 | 1.8% | 1.9% |
| 18 | VANDERBILT MORTGAGE AND FINANCE, INC. | 128 | 1.8% | — |
| 19 | PHH Mortgage Corporation | 127 | 1.8% | — |
| 20 | Centennial Bank 79 out of 100, Strong | 118 | 1.7% | 23.4% |
| 21 | Mortgage Research Center, LLC | 115 | 1.6% | — |
| 22 | UNION HOME MORTGAGE CORP. | 106 | 1.5% | — |
| 23 | Access Community Credit Union 66 out of 100, Moderate | 104 | 1.5% | 6.5% |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 100 | 1.4% | 14.1% |
| 25 | TRIAD FINANCIAL SERVICES, INC. | 100 | 1.4% | — |
| 26 | FirstBank Southwest | 92 | 1.3% | — |
| 27 | Fairway Independent Mortgage Corporation | 73 | 1.0% | — |
| 28 | FREEDOM MORTGAGE CORPORATION | 70 | 1.0% | — |
| 29 | Prosperity Bank 71 out of 100, Strong | 69 | 1.0% | 31.5% |
| 30 | GUILD MORTGAGE COMPANY | 58 | 0.8% | — |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 55 | 0.8% | — |
| 32 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 53 | 0.7% | 74.7% |
| 33 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 49 | 0.7% | — |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 47 | 0.7% | 32.9% |
| 35 | ACFCU Federal Credit Union 57 out of 100, Moderate | 47 | 0.7% | 19.5% |
| 36 | U.S. Bank National Association 55 out of 100, Moderate | 45 | 0.6% | 39.5% |
| 37 | SECURITYNATIONAL MORTGAGE COMPANY | 45 | 0.6% | — |
| 38 | Truist Bank 63 out of 100, Moderate | 43 | 0.6% | 40.8% |
| 39 | Loandepot.Com, LLC | 40 | 0.6% | — |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 40 | 0.6% | 44.7% |
Top 40 of 277 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps