Texas · HMDA 2025
Mortgage lenders in Reagan County, TX
19 lenders reported 34 home-loan applications in Reagan County in 2025. 11 closed as loans ($1.6M), 10 were denied — a 45.5% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 38% of applications, led by American Momentum Bank. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 34
- Loans originated
- 11
- Purchase / refinance
- 6 / 5
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Reagan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | American Momentum Bank | 5 | 14.7% | — |
| 2 | 21st Mortgage Corporation | 4 | 11.8% | — |
| 3 | Rocket Mortgage, LLC | 4 | 11.8% | — |
| 4 | Broker Solutions, Inc. | 2 | 5.9% | — |
| 5 | FREEDOM MORTGAGE CORPORATION | 2 | 5.9% | — |
| 6 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 2 | 5.9% | — |
| 7 | Ixonia Bank 67 out of 100, Moderate | 2 | 5.9% | 4.7% |
| 8 | First Financial Bank 76 out of 100, Strong | 2 | 5.9% | 12.6% |
| 9 | NEWREZ LLC | 1 | 2.9% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 2.9% | 14.1% |
| 11 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 2.9% | 22.2% |
| 12 | PENNYMAC LOAN SERVICES, LLC | 1 | 2.9% | — |
| 13 | Mortgage Research Center, LLC | 1 | 2.9% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 2.9% | — |
| 15 | Citizens State Bank | 1 | 2.9% | — |
| 16 | COUNTRYPLACE MORTGAGE, LTD. | 1 | 2.9% | — |
| 17 | 1ST COMMUNITY FEDERAL CREDIT UNION 58 out of 100, Moderate | 1 | 2.9% | 34.2% |
| 18 | GREATER TEXAS FEDERAL CREDIT UNION 54 out of 100, Below average | 1 | 2.9% | 59.8% |
| 19 | The Bank & Trust 77 out of 100, Strong | 1 | 2.9% | 13.4% |
Top 19 of 19 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps