Texas · HMDA 2025
Mortgage lenders in Refugio County, TX
80 lenders reported 248 home-loan applications in Refugio County in 2025. 82 closed as loans ($15.2M), 76 were denied — a 44.4% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 25% of applications, led by 21st Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 248
- Loans originated
- 82
- Purchase / refinance
- 58 / 19
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Refugio County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 29 | 11.7% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 23 | 9.3% | — |
| 3 | Rocket Mortgage, LLC | 10 | 4.0% | — |
| 4 | RALLY CREDIT UNION 76 out of 100, Strong | 10 | 4.0% | 49.8% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 3.6% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 8 | 3.2% | — |
| 7 | Mortgage Research Center, LLC | 8 | 3.2% | — |
| 8 | Broker Solutions, Inc. | 7 | 2.8% | — |
| 9 | COUNTRYPLACE MORTGAGE, LTD. | 6 | 2.4% | — |
| 10 | FirstBank 59 out of 100, Moderate | 5 | 2.0% | 42.8% |
| 11 | ROYAL UNITED MORTGAGE LLC | 5 | 2.0% | — |
| 12 | GUILD MORTGAGE COMPANY | 4 | 1.6% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 1.6% | — |
| 14 | SFMC, LP | 4 | 1.6% | — |
| 15 | SOUTHWEST STAGE FUNDING, LLC | 4 | 1.6% | — |
| 16 | PLANET HOME LENDING, LLC | 4 | 1.6% | — |
| 17 | TEXAS DOW EMPLOYEES CREDIT UNION 49 out of 100, Below average | 4 | 1.6% | 15.2% |
| 18 | FREEDOM MORTGAGE CORPORATION | 4 | 1.6% | — |
| 19 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 4 | 1.6% | 74.7% |
| 20 | Frost Bank 66 out of 100, Moderate | 4 | 1.6% | 43.5% |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.2% | 14.1% |
| 22 | Fairway Independent Mortgage Corporation | 3 | 1.2% | — |
| 23 | Loandepot.Com, LLC | 3 | 1.2% | — |
| 24 | Discover Bank | 3 | 1.2% | — |
| 25 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.2% | — |
| 26 | Bank of America, National Association 59 out of 100, Moderate | 3 | 1.2% | 44.7% |
| 27 | TAMMAC HOLDINGS CORPORATION | 3 | 1.2% | — |
| 28 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 3 | 1.2% | 14.3% |
| 29 | CMG MORTGAGE, INC. | 2 | 0.8% | — |
| 30 | GUARANTEED RATE, INC. | 2 | 0.8% | — |
| 31 | AmeriSave Mortgage Corporation | 2 | 0.8% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.8% | — |
| 33 | SPRING EQ, LLC | 2 | 0.8% | — |
| 34 | The First State Bank | 2 | 0.8% | — |
| 35 | Filo Mortgage, L.L.C. | 2 | 0.8% | — |
| 36 | United Heritage Credit Union 56 out of 100, Moderate | 2 | 0.8% | 32.8% |
| 37 | First National Bank in Port Lavaca | 2 | 0.8% | — |
| 38 | UNITED BUILT HOMES, L.L.C. | 2 | 0.8% | — |
| 39 | NATIONSTAR MORTGAGE LLC | 2 | 0.8% | — |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 2 | 0.8% | — |
Top 40 of 80 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps