Texas · HMDA 2025
Mortgage lenders in Rockwall County, TX
408 lenders reported 7,492 home-loan applications in Rockwall County in 2025. 3,617 closed as loans ($1.5B), 915 were denied — a 19.2% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 15% of applications, led by PENNYMAC LOAN SERVICES, LLC. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,492
- Loans originated
- 3,617
- Purchase / refinance
- 2,504 / 808
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Rockwall County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 510 | 6.8% | — |
| 2 | DHI MORTGAGE COMPANY, LTD. | 312 | 4.2% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 310 | 4.1% | — |
| 4 | Rocket Mortgage, LLC | 307 | 4.1% | — |
| 5 | FIRST CONTINENTAL MORTGAGE, LTD. | 210 | 2.8% | — |
| 6 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 196 | 2.6% | — |
| 7 | AMERIHOME MORTGAGE COMPANY, LLC | 188 | 2.5% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 186 | 2.5% | 14.1% |
| 9 | NEWREZ LLC | 176 | 2.3% | — |
| 10 | LAKEVIEW LOAN SERVICING, LLC | 171 | 2.3% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 165 | 2.2% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 159 | 2.1% | — |
| 13 | CREDIT UNION OF TEXAS 43 out of 100, Below average | 142 | 1.9% | 32.5% |
| 14 | Bank of America, National Association 59 out of 100, Moderate | 141 | 1.9% | 44.7% |
| 15 | Frost Bank 66 out of 100, Moderate | 122 | 1.6% | 43.5% |
| 16 | NATIONSTAR MORTGAGE LLC | 108 | 1.4% | — |
| 17 | PRIORITY HOME MORTGAGE, L.P. | 103 | 1.4% | — |
| 18 | SFMC, LP | 100 | 1.3% | — |
| 19 | CMG MORTGAGE, INC. | 96 | 1.3% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 96 | 1.3% | 32.9% |
| 21 | JET HOMELOANS, LP | 88 | 1.2% | — |
| 22 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 85 | 1.1% | — |
| 23 | INTEGRITY MORTGAGE CORPORATION OF TEXAS | 78 | 1.0% | — |
| 24 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 76 | 1.0% | — |
| 25 | SPRING EQ, LLC | 70 | 0.9% | — |
| 26 | PLANET HOME LENDING, LLC | 69 | 0.9% | — |
| 27 | VILLAGE CAPITAL & INVESTMENT LLC | 67 | 0.9% | — |
| 28 | PARKSTONE MORTGAGE, LLC | 64 | 0.9% | — |
| 29 | Mortgage Research Center, LLC | 63 | 0.8% | — |
| 30 | Truist Bank 63 out of 100, Moderate | 62 | 0.8% | 40.8% |
| 31 | 21st Mortgage Corporation | 61 | 0.8% | — |
| 32 | Broker Solutions, Inc. | 61 | 0.8% | — |
| 33 | EVERETT FINANCIAL, INC. | 60 | 0.8% | — |
| 34 | LOWER, LLC | 58 | 0.8% | — |
| 35 | U.S. Bank National Association 55 out of 100, Moderate | 53 | 0.7% | 39.5% |
| 36 | Discover Bank | 50 | 0.7% | — |
| 37 | Fairway Independent Mortgage Corporation | 48 | 0.6% | — |
| 38 | Loandepot.Com, LLC | 47 | 0.6% | — |
| 39 | GUILD MORTGAGE COMPANY | 47 | 0.6% | — |
| 40 | PNC Bank, National Association 62 out of 100, Moderate | 47 | 0.6% | 33.8% |
Top 40 of 408 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps