Texas · HMDA 2025
Mortgage lenders in Sabine County, TX
93 lenders reported 469 home-loan applications in Sabine County in 2025. 173 closed as loans ($35.6M), 125 were denied — a 37.4% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 29% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 469
- Loans originated
- 173
- Purchase / refinance
- 122 / 35
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sabine County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 62 | 13.2% | — |
| 2 | Shelby Savings Bank, SSB 69 out of 100, Moderate | 39 | 8.3% | 10.5% |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 36 | 7.7% | — |
| 4 | Rocket Mortgage, LLC | 27 | 5.8% | — |
| 5 | Sabine State Bank and Trust Company | 25 | 5.3% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 18 | 3.8% | — |
| 7 | Mortgage Research Center, LLC | 14 | 3.0% | — |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC. | 13 | 2.8% | — |
| 9 | NEWREZ LLC | 11 | 2.3% | — |
| 10 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 11 | 2.3% | 74.7% |
| 11 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 10 | 2.1% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 9 | 1.9% | — |
| 13 | VAN DYK MORTGAGE CORPORATION | 9 | 1.9% | — |
| 14 | Southside Bank 75 out of 100, Strong | 8 | 1.7% | 42.2% |
| 15 | MOVEMENT MORTGAGE, LLC | 6 | 1.3% | — |
| 16 | Loandepot.Com, LLC | 6 | 1.3% | — |
| 17 | SOUTHWEST STAGE FUNDING, LLC | 6 | 1.3% | — |
| 18 | PLANET HOME LENDING, LLC | 6 | 1.3% | — |
| 19 | LAKEVIEW LOAN SERVICING, LLC | 6 | 1.3% | — |
| 20 | FirstBank 59 out of 100, Moderate | 6 | 1.3% | 42.8% |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 1.1% | 32.9% |
| 22 | RAVE FINANCIAL CREDIT UNION 71 out of 100, Strong | 5 | 1.1% | 33.2% |
| 23 | NATIONSTAR MORTGAGE LLC | 5 | 1.1% | — |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.9% | 14.1% |
| 25 | Discover Bank | 4 | 0.9% | — |
| 26 | LEADERONE FINANCIAL CORPORATION | 4 | 0.9% | — |
| 27 | AMERICAN FINANCING CORPORATION | 4 | 0.9% | — |
| 28 | TAMMAC HOLDINGS CORPORATION | 4 | 0.9% | — |
| 29 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 4 | 0.9% | 14.3% |
| 30 | KIND LENDING, LLC | 4 | 0.9% | — |
| 31 | BETTER MORTGAGE CORPORATION | 4 | 0.9% | — |
| 32 | Broker Solutions, Inc. | 3 | 0.6% | — |
| 33 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 0.6% | 39.5% |
| 34 | THE LOAN STORE, INC. | 3 | 0.6% | — |
| 35 | FIVEPOINT CREDIT UNION 57 out of 100, Moderate | 3 | 0.6% | 15.5% |
| 36 | FREEDOM MORTGAGE CORPORATION | 3 | 0.6% | — |
| 37 | Neches Federal Credit Union 93 out of 100, Very strong | 3 | 0.6% | 9.2% |
| 38 | Equity Prime Mortgage LLC | 3 | 0.6% | — |
| 39 | USAA Federal Savings Bank 64 out of 100, Moderate | 3 | 0.6% | 37.2% |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.4% | 22.2% |
Top 40 of 93 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps