Texas · HMDA 2025
Mortgage lenders in Upton County, TX
36 lenders reported 105 home-loan applications in Upton County in 2025. 35 closed as loans ($6.3M), 29 were denied — a 39.2% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 37% of applications, led by 21st Mortgage Corporation. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 105
- Loans originated
- 35
- Purchase / refinance
- 29 / 4
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Upton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 20 | 19.0% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 11 | 10.5% | — |
| 3 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 8 | 7.6% | — |
| 4 | Mortgage Research Center, LLC | 6 | 5.7% | — |
| 5 | GUILD MORTGAGE COMPANY | 5 | 4.8% | — |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 3.8% | 14.1% |
| 7 | Rocket Mortgage, LLC | 4 | 3.8% | — |
| 8 | PLANET HOME LENDING, LLC | 4 | 3.8% | — |
| 9 | TAMMAC HOLDINGS CORPORATION | 4 | 3.8% | — |
| 10 | LAKEVIEW LOAN SERVICING, LLC | 4 | 3.8% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 3 | 2.9% | — |
| 12 | SOUTHWEST STAGE FUNDING, LLC | 3 | 2.9% | — |
| 13 | RIGHT START MORTGAGE, INC. | 3 | 2.9% | — |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 1.9% | — |
| 15 | AMERICAN FINANCING CORPORATION | 2 | 1.9% | — |
| 16 | COUNTRYPLACE MORTGAGE, LTD. | 2 | 1.9% | — |
| 17 | NEWREZ LLC | 1 | 1.0% | — |
| 18 | Broker Solutions, Inc. | 1 | 1.0% | — |
| 19 | GUARANTEED RATE, INC. | 1 | 1.0% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 1.0% | — |
| 21 | Complex Community Federal Credit Union 85 out of 100, Very strong | 1 | 1.0% | 22.6% |
| 22 | THE LOAN STORE, INC. | 1 | 1.0% | — |
| 23 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 1.0% | — |
| 24 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | 1 | 1.0% | — |
| 25 | CHURCHILL MORTGAGE CORPORATION | 1 | 1.0% | — |
| 26 | 1ST COMMUNITY FEDERAL CREDIT UNION 58 out of 100, Moderate | 1 | 1.0% | 34.2% |
| 27 | Prosperity Bank 71 out of 100, Strong | 1 | 1.0% | 31.5% |
| 28 | American Momentum Bank | 1 | 1.0% | — |
| 29 | Plains Commerce Bank 59 out of 100, Moderate | 1 | 1.0% | 10.0% |
| 30 | FirstBank 59 out of 100, Moderate | 1 | 1.0% | 42.8% |
| 31 | LOWER, LLC | 1 | 1.0% | — |
| 32 | ROYAL UNITED MORTGAGE LLC | 1 | 1.0% | — |
| 33 | EVERETT FINANCIAL, INC. | 1 | 1.0% | — |
| 34 | DIRECTIONS EQUITY, LLC | 1 | 1.0% | — |
| 35 | DATA MORTGAGE, INC. | 1 | 1.0% | — |
| 36 | First Financial Bank 76 out of 100, Strong | 1 | 1.0% | 12.6% |
Top 36 of 36 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps