Texas · HMDA 2025
Mortgage lenders in Val Verde County, TX
114 lenders reported 1,003 home-loan applications in Val Verde County in 2025. 496 closed as loans ($115.3M), 167 were denied — a 24.2% denial rate on decided applications, close to the Texas rate of 24.7%. The three most active lenders handled 21% of applications, led by Fairway Independent Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,003
- Loans originated
- 496
- Purchase / refinance
- 344 / 125
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Val Verde County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Fairway Independent Mortgage Corporation | 83 | 8.3% | — |
| 2 | Rocket Mortgage, LLC | 69 | 6.9% | — |
| 3 | The Bank & Trust 77 out of 100, Strong | 61 | 6.1% | 13.4% |
| 4 | LAKEVIEW LOAN SERVICING, LLC | 58 | 5.8% | — |
| 5 | 21st Mortgage Corporation | 57 | 5.7% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 57 | 5.7% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 51 | 5.1% | — |
| 8 | NATIONSTAR MORTGAGE LLC | 47 | 4.7% | — |
| 9 | Mortgage Research Center, LLC | 44 | 4.4% | — |
| 10 | KIND LENDING, LLC | 40 | 4.0% | — |
| 11 | Flagstar Bank, N.A. 31 out of 100, Low | 33 | 3.3% | 35.1% |
| 12 | PNC Bank, National Association 62 out of 100, Moderate | 27 | 2.7% | 33.8% |
| 13 | Broker Solutions, Inc. | 19 | 1.9% | — |
| 14 | PLANET HOME LENDING, LLC | 18 | 1.8% | — |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 15 | 1.5% | 32.9% |
| 16 | FREEDOM MORTGAGE CORPORATION | 15 | 1.5% | — |
| 17 | TRIAD FINANCIAL SERVICES, INC. | 14 | 1.4% | — |
| 18 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 14 | 1.4% | 30.8% |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 13 | 1.3% | — |
| 20 | NEW FED MORTGAGE, CORP. | 13 | 1.3% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 12 | 1.2% | 14.1% |
| 22 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 11 | 1.1% | 14.3% |
| 23 | NEWREZ LLC | 9 | 0.9% | — |
| 24 | Texas Community Bank 84 out of 100, Strong | 9 | 0.9% | 7.9% |
| 25 | USAA Federal Savings Bank 64 out of 100, Moderate | 9 | 0.9% | 37.2% |
| 26 | VANDERBILT MORTGAGE AND FINANCE, INC. | 8 | 0.8% | — |
| 27 | CARRINGTON MORTGAGE SERVICES, LLC | 7 | 0.7% | — |
| 28 | SPRING EQ, LLC | 6 | 0.6% | — |
| 29 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 6 | 0.6% | — |
| 30 | VILLAGE CAPITAL & INVESTMENT LLC | 6 | 0.6% | — |
| 31 | DIRECTIONS EQUITY, LLC | 6 | 0.6% | — |
| 32 | MOVEMENT MORTGAGE, LLC | 5 | 0.5% | — |
| 33 | Discover Bank | 5 | 0.5% | — |
| 34 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | 5 | 0.5% | — |
| 35 | Plains Commerce Bank 59 out of 100, Moderate | 5 | 0.5% | 10.0% |
| 36 | GoodLeap, LLC | 5 | 0.5% | — |
| 37 | CITY FIRST MORTGAGE SERVICES, L.L.C. | 5 | 0.5% | — |
| 38 | DAS Acquisition Company, LLC | 5 | 0.5% | — |
| 39 | GARDNER FINANCIAL SERVICES, LTD. | 5 | 0.5% | — |
| 40 | Loandepot.Com, LLC | 4 | 0.4% | — |
Top 40 of 114 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps