Texas · HMDA 2025
Mortgage lenders in Van Zandt County, TX
263 lenders reported 2,610 home-loan applications in Van Zandt County in 2025. 1,075 closed as loans ($287.1M), 606 were denied — a 33.8% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 20% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,610
- Loans originated
- 1,075
- Purchase / refinance
- 701 / 262
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Van Zandt County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 281 | 10.8% | — |
| 2 | Rocket Mortgage, LLC | 130 | 5.0% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 112 | 4.3% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 102 | 3.9% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 75 | 2.9% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 73 | 2.8% | — |
| 7 | Fairway Independent Mortgage Corporation | 70 | 2.7% | — |
| 8 | LAKEVIEW LOAN SERVICING, LLC | 70 | 2.7% | — |
| 9 | The American National Bank of Texas 61 out of 100, Moderate | 62 | 2.4% | 11.4% |
| 10 | DHI MORTGAGE COMPANY, LTD. | 60 | 2.3% | — |
| 11 | NEWREZ LLC | 55 | 2.1% | — |
| 12 | The City National Bank of Sulphur Springs 78 out of 100, Strong | 49 | 1.9% | 13.8% |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 44 | 1.7% | — |
| 14 | CMG MORTGAGE, INC. | 43 | 1.6% | — |
| 15 | Mortgage Research Center, LLC | 43 | 1.6% | — |
| 16 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 42 | 1.6% | 74.7% |
| 17 | FREEDOM MORTGAGE CORPORATION | 38 | 1.5% | — |
| 18 | Loandepot.Com, LLC | 36 | 1.4% | — |
| 19 | GUILD MORTGAGE COMPANY | 36 | 1.4% | — |
| 20 | Texas Bank and Trust Company | 32 | 1.2% | — |
| 21 | Austin Bank, Texas National Association 88 out of 100, Very strong | 29 | 1.1% | 19.4% |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 28 | 1.1% | 14.1% |
| 23 | Broker Solutions, Inc. | 28 | 1.1% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 28 | 1.1% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 27 | 1.0% | — |
| 26 | SOUTHWEST STAGE FUNDING, LLC | 25 | 1.0% | — |
| 27 | PLANET HOME LENDING, LLC | 24 | 0.9% | — |
| 28 | FirstBank 59 out of 100, Moderate | 24 | 0.9% | 42.8% |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 22 | 0.8% | 44.7% |
| 30 | Broadstreet Bank, SSB 70 out of 100, Strong | 22 | 0.8% | 21.6% |
| 31 | SPRING EQ, LLC | 21 | 0.8% | — |
| 32 | ALTRA Federal Credit Union 78 out of 100, Strong | 21 | 0.8% | 9.3% |
| 33 | TAMMAC HOLDINGS CORPORATION | 21 | 0.8% | — |
| 34 | Texas National Bank of Jacksonville | 21 | 0.8% | — |
| 35 | SUMMIT FUNDING, INC. | 18 | 0.7% | — |
| 36 | SFMC, LP | 17 | 0.7% | — |
| 37 | UNITED BUILT HOMES, L.L.C. | 17 | 0.7% | — |
| 38 | CREDIT UNION OF TEXAS 43 out of 100, Below average | 15 | 0.6% | 32.5% |
| 39 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 15 | 0.6% | — |
| 40 | EVERETT FINANCIAL, INC. | 15 | 0.6% | — |
Top 40 of 263 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps