Texas · HMDA 2025
Mortgage lenders in Victoria County, TX
209 lenders reported 2,463 home-loan applications in Victoria County in 2025. 1,067 closed as loans ($259.4M), 524 were denied — a 31.1% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 20% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,463
- Loans originated
- 1,067
- Purchase / refinance
- 774 / 206
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Victoria County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 208 | 8.4% | — |
| 2 | TEXAS DOW EMPLOYEES CREDIT UNION 49 out of 100, Below average | 170 | 6.9% | 15.2% |
| 3 | Prosperity Bank 71 out of 100, Strong | 124 | 5.0% | 31.5% |
| 4 | Rocket Mortgage, LLC | 114 | 4.6% | — |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 113 | 4.6% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 107 | 4.3% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 92 | 3.7% | — |
| 8 | UNION HOME MORTGAGE CORP. | 88 | 3.6% | — |
| 9 | LAKEVIEW LOAN SERVICING, LLC | 86 | 3.5% | — |
| 10 | American Liberty Mortgage, Incorporated | 69 | 2.8% | — |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 56 | 2.3% | — |
| 12 | NEWREZ LLC | 51 | 2.1% | — |
| 13 | Mortgage Research Center, LLC | 50 | 2.0% | — |
| 14 | NETWORK FUNDING, L.P. | 45 | 1.8% | — |
| 15 | Broker Solutions, Inc. | 40 | 1.6% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 39 | 1.6% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 38 | 1.5% | — |
| 18 | FIRST CHOICE MH LLC | 38 | 1.5% | — |
| 19 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 36 | 1.5% | 22.2% |
| 20 | Wallick & Volk, Inc. | 31 | 1.3% | — |
| 21 | AMERICAN PACIFIC MORTGAGE CORPORATION | 31 | 1.3% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 29 | 1.2% | 14.1% |
| 23 | FREEDOM MORTGAGE CORPORATION | 29 | 1.2% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 28 | 1.1% | 32.9% |
| 25 | PLANET HOME LENDING, LLC | 27 | 1.1% | — |
| 26 | FirstBank 59 out of 100, Moderate | 24 | 1.0% | 42.8% |
| 27 | Loandepot.Com, LLC | 22 | 0.9% | — |
| 28 | Frost Bank 66 out of 100, Moderate | 21 | 0.9% | 43.5% |
| 29 | TAMMAC HOLDINGS CORPORATION | 20 | 0.8% | — |
| 30 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 18 | 0.7% | 74.7% |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 17 | 0.7% | 44.7% |
| 32 | Citibank, National Association 60 out of 100, Moderate | 17 | 0.7% | 24.0% |
| 33 | AmeriSave Mortgage Corporation | 15 | 0.6% | — |
| 34 | First National Bank in Port Lavaca | 15 | 0.6% | — |
| 35 | SOUTHWEST STAGE FUNDING, LLC | 14 | 0.6% | — |
| 36 | The First State Bank | 13 | 0.5% | — |
| 37 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 13 | 0.5% | 14.3% |
| 38 | MORTGAGE FINANCIAL SERVICES, LLC | 13 | 0.5% | — |
| 39 | TrustTexas Bank, SSB 54 out of 100, Below average | 13 | 0.5% | 31.3% |
| 40 | GUILD MORTGAGE COMPANY | 12 | 0.5% | — |
Top 40 of 209 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps