Texas · HMDA 2025
Mortgage lenders in Ward County, TX
94 lenders reported 431 home-loan applications in Ward County in 2025. 171 closed as loans ($39.0M), 83 were denied — a 30.2% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 30% of applications, led by 21st Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 431
- Loans originated
- 171
- Purchase / refinance
- 124 / 36
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ward County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 83 | 19.3% | — |
| 2 | Rocket Mortgage, LLC | 27 | 6.3% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 20 | 4.6% | — |
| 4 | Complex Community Federal Credit Union 85 out of 100, Very strong | 20 | 4.6% | 22.6% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 2.8% | — |
| 6 | GUARANTEED RATE, INC. | 11 | 2.6% | — |
| 7 | LAKEVIEW LOAN SERVICING, LLC | 10 | 2.3% | — |
| 8 | City Bank 75 out of 100, Strong | 10 | 2.3% | 16.6% |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 2.1% | 14.1% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 9 | 2.1% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 2.1% | — |
| 12 | PLANET HOME LENDING, LLC | 9 | 2.1% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 9 | 2.1% | — |
| 14 | Broker Solutions, Inc. | 8 | 1.9% | — |
| 15 | Texas Tech Federal Credit Union 69 out of 100, Moderate | 8 | 1.9% | 1.2% |
| 16 | NEWREZ LLC | 7 | 1.6% | — |
| 17 | VANDERBILT MORTGAGE AND FINANCE, INC. | 7 | 1.6% | — |
| 18 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 7 | 1.6% | — |
| 19 | FirstBank 59 out of 100, Moderate | 7 | 1.6% | 42.8% |
| 20 | Mortgage Research Center, LLC | 6 | 1.4% | — |
| 21 | COUNTRYPLACE MORTGAGE, LTD. | 6 | 1.4% | — |
| 22 | American Momentum Bank | 6 | 1.4% | — |
| 23 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 6 | 1.4% | — |
| 24 | GUILD MORTGAGE COMPANY | 5 | 1.2% | — |
| 25 | SOUTHWEST STAGE FUNDING, LLC | 5 | 1.2% | — |
| 26 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | 1.2% | — |
| 27 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | 4 | 0.9% | — |
| 28 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 4 | 0.9% | 74.7% |
| 29 | CMG MORTGAGE, INC. | 3 | 0.7% | — |
| 30 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.7% | 44.7% |
| 31 | Nations Lending Corporation | 3 | 0.7% | — |
| 32 | A+ Federal Credit Union 61 out of 100, Moderate | 3 | 0.7% | 47.2% |
| 33 | ROGUE CREDIT UNION 67 out of 100, Moderate | 3 | 0.7% | 13.2% |
| 34 | Equity Prime Mortgage LLC | 3 | 0.7% | — |
| 35 | HOMEXPRESS MORTGAGE CORP. | 3 | 0.7% | — |
| 36 | BETTER MORTGAGE CORPORATION | 3 | 0.7% | — |
| 37 | PHH Mortgage Corporation | 3 | 0.7% | — |
| 38 | DATA MORTGAGE, INC. | 3 | 0.7% | — |
| 39 | Waterstone Mortgage Corporation | 3 | 0.7% | — |
| 40 | Discover Bank | 2 | 0.5% | — |
Top 40 of 94 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps