Texas · HMDA 2025
Mortgage lenders in Wharton County, TX
177 lenders reported 1,165 home-loan applications in Wharton County in 2025. 444 closed as loans ($102.9M), 278 were denied — a 35.4% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 22% of applications, led by 21st Mortgage Corporation. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,165
- Loans originated
- 444
- Purchase / refinance
- 305 / 107
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wharton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 133 | 11.4% | — |
| 2 | LENNAR MORTGAGE, LLC | 65 | 5.6% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 54 | 4.6% | — |
| 4 | Rocket Mortgage, LLC | 54 | 4.6% | — |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 50 | 4.3% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 40 | 3.4% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 38 | 3.3% | — |
| 8 | NEWREZ LLC | 31 | 2.7% | — |
| 9 | Gateway First Bank 54 out of 100, Below average | 29 | 2.5% | 5.3% |
| 10 | LAKEVIEW LOAN SERVICING, LLC | 26 | 2.2% | — |
| 11 | Prosperity Bank 71 out of 100, Strong | 24 | 2.1% | 31.5% |
| 12 | FREEDOM MORTGAGE CORPORATION | 21 | 1.8% | — |
| 13 | Broker Solutions, Inc. | 20 | 1.7% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 20 | 1.7% | — |
| 15 | Loandepot.Com, LLC | 18 | 1.5% | — |
| 16 | TEXAS DOW EMPLOYEES CREDIT UNION 49 out of 100, Below average | 16 | 1.4% | 15.2% |
| 17 | NATIONSTAR MORTGAGE LLC | 15 | 1.3% | — |
| 18 | The First State Bank | 14 | 1.2% | — |
| 19 | PLANET HOME LENDING, LLC | 14 | 1.2% | — |
| 20 | COUNTRYPLACE MORTGAGE, LTD. | 14 | 1.2% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.1% | 14.1% |
| 22 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 13 | 1.1% | — |
| 23 | Regions Bank 64 out of 100, Moderate | 12 | 1.0% | 43.1% |
| 24 | UNITED BUILT HOMES, L.L.C. | 12 | 1.0% | — |
| 25 | First Financial Bank 76 out of 100, Strong | 12 | 1.0% | 12.6% |
| 26 | SOUTHWEST STAGE FUNDING, LLC | 11 | 0.9% | — |
| 27 | BRAZOS VALLEY SCHOOLS | 11 | 0.9% | — |
| 28 | Mortgage Research Center, LLC | 9 | 0.8% | — |
| 29 | THE LOAN STORE, INC. | 9 | 0.8% | — |
| 30 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 9 | 0.8% | 74.7% |
| 31 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 9 | 0.8% | 30.7% |
| 32 | Paramount Residential Mortgage Group, Inc. | 8 | 0.7% | — |
| 33 | CALCON MUTUAL MORTGAGE LLC | 8 | 0.7% | — |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 8 | 0.7% | — |
| 35 | Cadence Bank | 8 | 0.7% | — |
| 36 | CMG MORTGAGE, INC. | 7 | 0.6% | — |
| 37 | AmeriSave Mortgage Corporation | 7 | 0.6% | — |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 0.6% | — |
| 39 | SOUTHWEST FUNDING, LP | 7 | 0.6% | — |
| 40 | KIND LENDING, LLC | 7 | 0.6% | — |
Top 40 of 177 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps