Texas · HMDA 2025
Mortgage lenders in Young County, TX
112 lenders reported 462 home-loan applications in Young County in 2025. 220 closed as loans ($47.1M), 78 were denied — a 24.9% denial rate on decided applications, close to the Texas rate of 24.7%. The three most active lenders handled 23% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 462
- Loans originated
- 220
- Purchase / refinance
- 150 / 48
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Young County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 43 | 9.3% | — |
| 2 | Rocket Mortgage, LLC | 43 | 9.3% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 21 | 4.5% | — |
| 4 | InterBank 62 out of 100, Moderate | 18 | 3.9% | 11.3% |
| 5 | LAKEVIEW LOAN SERVICING, LLC | 15 | 3.2% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 14 | 3.0% | — |
| 7 | Ciera Bank 66 out of 100, Moderate | 14 | 3.0% | 13.7% |
| 8 | Loandepot.Com, LLC | 13 | 2.8% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 12 | 2.6% | — |
| 10 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 12 | 2.6% | — |
| 11 | FLAT BRANCH MORTGAGE, INC. | 12 | 2.6% | — |
| 12 | Mortgage Research Center, LLC | 10 | 2.2% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 1.7% | 14.1% |
| 14 | Fairway Independent Mortgage Corporation | 8 | 1.7% | — |
| 15 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | 1.7% | — |
| 16 | VANDERBILT MORTGAGE AND FINANCE, INC. | 7 | 1.5% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 1.5% | — |
| 18 | PLANET HOME LENDING, LLC | 7 | 1.5% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 7 | 1.5% | — |
| 20 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 7 | 1.5% | 9.1% |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 1.3% | 32.9% |
| 22 | Broker Solutions, Inc. | 6 | 1.3% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 6 | 1.3% | — |
| 24 | Windthorst Federal Credit Union 73 out of 100, Strong | 6 | 1.3% | 2.6% |
| 25 | CMG MORTGAGE, INC. | 5 | 1.1% | — |
| 26 | NEWREZ LLC | 5 | 1.1% | — |
| 27 | First United Bank and Trust Company 50 out of 100, Below average | 4 | 0.9% | 8.1% |
| 28 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 4 | 0.9% | 74.7% |
| 29 | Beeline Loans, Inc. | 4 | 0.9% | — |
| 30 | TexasBank | 4 | 0.9% | — |
| 31 | First Financial Bank 76 out of 100, Strong | 4 | 0.9% | 12.6% |
| 32 | TEXOMA COMMUNITY CREDIT UNION 63 out of 100, Moderate | 4 | 0.9% | 0.0% |
| 33 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 0.6% | 32.5% |
| 34 | AmeriSave Mortgage Corporation | 3 | 0.6% | — |
| 35 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 0.6% | 39.5% |
| 36 | MORTGAGE CLEARING CORPORATION | 3 | 0.6% | — |
| 37 | PRESTON HOME LOANS INC | 3 | 0.6% | — |
| 38 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.6% | — |
| 39 | SELECT LENDING SERVICES LLC | 3 | 0.6% | — |
| 40 | VELOCITY COMMERCIAL CAPITAL, LLC | 3 | 0.6% | — |
Top 40 of 112 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps