Utah · HMDA 2025
Mortgage lenders in San Juan County, UT
76 lenders reported 349 home-loan applications in San Juan County in 2025. 146 closed as loans ($39.8M), 95 were denied — a 37.5% denial rate on decided applications, above the Utah rate of 19.1%. The three most active lenders handled 30% of applications, led by PRIMARY RESIDENTIAL MORTGAGE, INC.. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 349
- Loans originated
- 146
- Purchase / refinance
- 66 / 57
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in San Juan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 40 | 11.5% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 34 | 9.7% | — |
| 3 | Rocket Mortgage, LLC | 30 | 8.6% | — |
| 4 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 27 | 7.7% | 30.7% |
| 5 | Mountain America Federal Credit Union 56 out of 100, Moderate | 25 | 7.2% | 45.0% |
| 6 | 21st Mortgage Corporation | 13 | 3.7% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 12 | 3.4% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 2.9% | — |
| 9 | GUILD MORTGAGE COMPANY | 9 | 2.6% | — |
| 10 | Broker Solutions, Inc. | 8 | 2.3% | — |
| 11 | LAKEVIEW LOAN SERVICING, LLC | 8 | 2.3% | — |
| 12 | Mortgage Research Center, LLC | 6 | 1.7% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 1.7% | — |
| 14 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 6 | 1.7% | 74.7% |
| 15 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 5 | 1.4% | 22.5% |
| 16 | NATIONSTAR MORTGAGE LLC | 5 | 1.4% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 5 | 1.4% | — |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 1.1% | 32.9% |
| 19 | Hometown Equity Mortgage, LLC | 4 | 1.1% | — |
| 20 | DEEPHAVEN MORTGAGE LLC | 4 | 1.1% | — |
| 21 | The Huntington National Bank 59 out of 100, Moderate | 3 | 0.9% | 31.6% |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.9% | 14.1% |
| 23 | Fairway Independent Mortgage Corporation | 3 | 0.9% | — |
| 24 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 0.9% | 39.5% |
| 25 | Citadel Servicing Corporation | 3 | 0.9% | — |
| 26 | Paramount Residential Mortgage Group, Inc. | 3 | 0.9% | — |
| 27 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 3 | 0.9% | 30.8% |
| 28 | KIND LENDING, LLC | 3 | 0.9% | — |
| 29 | PHH Mortgage Corporation | 3 | 0.9% | — |
| 30 | Coastal Community Bank 35 out of 100, Low | 3 | 0.9% | 3.0% |
| 31 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.6% | 32.5% |
| 32 | Loandepot.Com, LLC | 2 | 0.6% | — |
| 33 | AmeriSave Mortgage Corporation | 2 | 0.6% | — |
| 34 | The Federal Savings Bank 51 out of 100, Below average | 2 | 0.6% | 19.1% |
| 35 | FIRST COLONY MORTGAGE CORPORATION | 2 | 0.6% | — |
| 36 | ARC HOME LLC | 2 | 0.6% | — |
| 37 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 2 | 0.6% | 45.9% |
| 38 | LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | 0.6% | — |
| 39 | NexBank 56 out of 100, Moderate | 2 | 0.6% | 13.1% |
| 40 | Bank of Utah | 2 | 0.6% | — |
Top 40 of 76 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Utah
- Salt Lake County 51,730 apps
- Utah County 35,605 apps
- Davis County 17,456 apps
- Weber County 15,621 apps
- Washington County 13,171 apps
- Tooele County 5,997 apps
- Cache County 5,733 apps
- Iron County 3,741 apps
- Box Elder County 3,593 apps
- Wasatch County 3,122 apps
- Summit County 3,104 apps
- Uintah County 2,059 apps