Virginia · HMDA 2025
Mortgage lenders in Alleghany County, VA
99 lenders reported 494 home-loan applications in Alleghany County in 2025. 238 closed as loans ($37.7M), 73 were denied — a 22.1% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 33% of applications, led by Alcova Mortgage LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 494
- Loans originated
- 238
- Purchase / refinance
- 120 / 81
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Alleghany County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Alcova Mortgage LLC | 102 | 20.6% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 39 | 7.9% | — |
| 3 | Rocket Mortgage, LLC | 24 | 4.9% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 22 | 4.5% | — |
| 5 | Peoples Bank 67 out of 100, Moderate | 18 | 3.6% | 24.1% |
| 6 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 18 | 3.6% | 22.5% |
| 7 | NEWREZ LLC | 14 | 2.8% | — |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 14 | 2.8% | — |
| 9 | PLANET HOME LENDING, LLC | 14 | 2.8% | — |
| 10 | AmeriSave Mortgage Corporation | 12 | 2.4% | — |
| 11 | Truist Bank 63 out of 100, Moderate | 9 | 1.8% | 40.8% |
| 12 | NATIONSTAR MORTGAGE LLC | 9 | 1.8% | — |
| 13 | Atlantic Union Bank 73 out of 100, Strong | 9 | 1.8% | 23.3% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 1.6% | 14.1% |
| 15 | Loandepot.Com, LLC | 7 | 1.4% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 7 | 1.4% | — |
| 17 | Broker Solutions, Inc. | 6 | 1.2% | — |
| 18 | Mortgage Research Center, LLC | 6 | 1.2% | — |
| 19 | FIGURE LENDING LLC | 6 | 1.2% | — |
| 20 | NEW DAY FINANCIAL, LLC | 6 | 1.2% | — |
| 21 | DEEPHAVEN MORTGAGE LLC | 5 | 1.0% | — |
| 22 | Coastal Community Bank 35 out of 100, Low | 5 | 1.0% | 3.0% |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.8% | 32.9% |
| 24 | 21st Mortgage Corporation | 4 | 0.8% | — |
| 25 | Bank of America, National Association 59 out of 100, Moderate | 4 | 0.8% | 44.7% |
| 26 | Farm Credit of the Virginias, ACA | 4 | 0.8% | — |
| 27 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 0.8% | — |
| 28 | USAA Federal Savings Bank 64 out of 100, Moderate | 4 | 0.8% | 37.2% |
| 29 | PHH Mortgage Corporation | 4 | 0.8% | — |
| 30 | NETWORK CAPITAL FUNDING CORPORATION | 4 | 0.8% | — |
| 31 | Waterstone Mortgage Corporation | 4 | 0.8% | — |
| 32 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 0.6% | — |
| 33 | Discover Bank | 3 | 0.6% | — |
| 34 | LENDINGONE, LLC | 3 | 0.6% | — |
| 35 | FREEDOM FIRST Federal Credit Union 64 out of 100, Moderate | 3 | 0.6% | 15.2% |
| 36 | ALLIANT CREDIT UNION 60 out of 100, Moderate | 3 | 0.6% | 34.0% |
| 37 | Bank of Botetourt 79 out of 100, Strong | 3 | 0.6% | 4.3% |
| 38 | Virginia Credit Union, Inc. | 3 | 0.6% | — |
| 39 | CMG MORTGAGE, INC. | 2 | 0.4% | — |
| 40 | GUILD MORTGAGE COMPANY | 2 | 0.4% | — |
Top 40 of 99 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps