Virginia · HMDA 2025
Mortgage lenders in Augusta County, VA
224 lenders reported 3,631 home-loan applications in Augusta County in 2025. 2,101 closed as loans ($500.9M), 486 were denied — a 17.9% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 27% of applications, led by DuPont Community Federally Insured State-Chartered Credit Union. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,631
- Loans originated
- 2,101
- Purchase / refinance
- 897 / 724
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Augusta County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | DuPont Community Federally Insured State-Chartered Credit Union | 675 | 18.6% | — |
| 2 | Rocket Mortgage, LLC | 166 | 4.6% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 147 | 4.0% | — |
| 4 | City National Bank of West Virginia 78 out of 100, Strong | 141 | 3.9% | 27.3% |
| 5 | Alcova Mortgage LLC | 134 | 3.7% | — |
| 6 | Truist Bank 63 out of 100, Moderate | 125 | 3.4% | 40.8% |
| 7 | Atlantic Union Bank 73 out of 100, Strong | 87 | 2.4% | 23.3% |
| 8 | NEWREZ LLC | 86 | 2.4% | — |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 79 | 2.2% | — |
| 10 | FIRST BANCORP, INC. | 71 | 2.0% | — |
| 11 | MOVEMENT MORTGAGE, LLC | 70 | 1.9% | — |
| 12 | NVR Mortgage Finance, Inc. | 64 | 1.8% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 61 | 1.7% | — |
| 14 | C & F Mortgage Corporation | 57 | 1.6% | — |
| 15 | F & M BANK CORP. 70 out of 100, Strong | 56 | 1.5% | 3.6% |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 52 | 1.4% | — |
| 17 | 21st Mortgage Corporation | 49 | 1.3% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 49 | 1.3% | — |
| 19 | Mortgage Research Center, LLC | 47 | 1.3% | — |
| 20 | Ixonia Bank 67 out of 100, Moderate | 47 | 1.3% | 4.7% |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 44 | 1.2% | 32.9% |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 44 | 1.2% | 14.1% |
| 23 | TRIAD FINANCIAL SERVICES, INC. | 44 | 1.2% | — |
| 24 | Integrity Home Mortgage Corporation | 41 | 1.1% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 39 | 1.1% | — |
| 26 | TAMMAC HOLDINGS CORPORATION | 37 | 1.0% | — |
| 27 | FIGURE LENDING LLC | 36 | 1.0% | — |
| 28 | LOWER, LLC | 32 | 0.9% | — |
| 29 | Loandepot.Com, LLC | 31 | 0.9% | — |
| 30 | DHI MORTGAGE COMPANY, LTD. | 31 | 0.9% | — |
| 31 | AmeriSave Mortgage Corporation | 29 | 0.8% | — |
| 32 | UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC. | 28 | 0.8% | — |
| 33 | PLANET HOME LENDING, LLC | 27 | 0.7% | — |
| 34 | Prosperity Home Mortgage, LLC | 25 | 0.7% | — |
| 35 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 25 | 0.7% | — |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 23 | 0.6% | — |
| 37 | SPRING EQ, LLC | 21 | 0.6% | — |
| 38 | Farm Credit of the Virginias, ACA | 21 | 0.6% | — |
| 39 | Coastal Community Bank 35 out of 100, Low | 21 | 0.6% | 3.0% |
| 40 | NFM, INC. | 20 | 0.6% | — |
Top 40 of 224 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps