Virginia · HMDA 2025
Mortgage lenders in Hampton city, VA
289 lenders reported 7,582 home-loan applications in Hampton city in 2025. 3,801 closed as loans ($922.2M), 1,066 were denied — a 20.9% denial rate on decided applications, close to the Virginia rate of 20.2%. The three most active lenders handled 18% of applications, led by LANGLEY Federal Credit Union. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,582
- Loans originated
- 3,801
- Purchase / refinance
- 1,897 / 1,232
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hampton city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | LANGLEY Federal Credit Union 54 out of 100, Below average | 474 | 6.3% | 21.7% |
| 2 | Mortgage Research Center, LLC | 464 | 6.1% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 405 | 5.3% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 393 | 5.2% | — |
| 5 | Navy Federal Credit Union 66 out of 100, Moderate | 392 | 5.2% | 32.9% |
| 6 | Rocket Mortgage, LLC | 338 | 4.5% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 308 | 4.1% | — |
| 8 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 304 | 4.0% | — |
| 9 | NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION | 281 | 3.7% | — |
| 10 | NEWREZ LLC | 264 | 3.5% | — |
| 11 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 197 | 2.6% | — |
| 12 | MOVEMENT MORTGAGE, LLC | 185 | 2.4% | — |
| 13 | PLANET HOME LENDING, LLC | 142 | 1.9% | — |
| 14 | VILLAGE CAPITAL & INVESTMENT LLC | 123 | 1.6% | — |
| 15 | Truist Bank 63 out of 100, Moderate | 121 | 1.6% | 40.8% |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 116 | 1.5% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 111 | 1.5% | 14.1% |
| 18 | 1ST ADVANTAGE FEDERAL CREDIT UNION 90 out of 100, Very strong | 95 | 1.3% | 28.0% |
| 19 | NEW DAY FINANCIAL, LLC | 88 | 1.2% | — |
| 20 | TIDEWATER MORTGAGE SERVICES, INC. | 85 | 1.1% | — |
| 21 | SOUTHERN TRUST MORTGAGE, LLC | 82 | 1.1% | — |
| 22 | Kiavi Funding, Inc. | 76 | 1.0% | — |
| 23 | Towne Bank 74 out of 100, Strong | 71 | 0.9% | 6.6% |
| 24 | NATIONSTAR MORTGAGE LLC | 69 | 0.9% | — |
| 25 | Broker Solutions, Inc. | 62 | 0.8% | — |
| 26 | Loandepot.Com, LLC | 61 | 0.8% | — |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 59 | 0.8% | 44.7% |
| 28 | Coastal Community Bank 35 out of 100, Low | 55 | 0.7% | 3.0% |
| 29 | VANDERBILT MORTGAGE AND FINANCE, INC. | 54 | 0.7% | — |
| 30 | Atlantic Coast Mortgage, LLC | 53 | 0.7% | — |
| 31 | AmeriSave Mortgage Corporation | 51 | 0.7% | — |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 51 | 0.7% | — |
| 33 | CALCON MUTUAL MORTGAGE LLC | 50 | 0.7% | — |
| 34 | FIGURE LENDING LLC | 46 | 0.6% | — |
| 35 | SPRING EQ, LLC | 45 | 0.6% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 44 | 0.6% | 22.2% |
| 37 | PHH Mortgage Corporation | 44 | 0.6% | — |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 39 | 0.5% | — |
| 39 | The Federal Savings Bank 51 out of 100, Below average | 38 | 0.5% | 19.1% |
| 40 | Equity Prime Mortgage LLC | 36 | 0.5% | — |
Top 40 of 289 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps