Virginia · HMDA 2025
Mortgage lenders in Colonial Heights city, VA
152 lenders reported 830 home-loan applications in Colonial Heights city in 2025. 425 closed as loans ($90.2M), 114 were denied — a 20.6% denial rate on decided applications, close to the Virginia rate of 20.2%. The three most active lenders handled 17% of applications, led by Rocket Mortgage, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 830
- Loans originated
- 425
- Purchase / refinance
- 248 / 121
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Colonial Heights city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 54 | 6.5% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 48 | 5.8% | — |
| 3 | Truist Bank 63 out of 100, Moderate | 38 | 4.6% | 40.8% |
| 4 | Navy Federal Credit Union 66 out of 100, Moderate | 32 | 3.9% | 32.9% |
| 5 | Mortgage Research Center, LLC | 28 | 3.4% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 27 | 3.3% | — |
| 7 | Virginia Credit Union, Inc. | 27 | 3.3% | — |
| 8 | Presidential Bank, FSB 51 out of 100, Below average | 25 | 3.0% | 6.9% |
| 9 | FREEDOM MORTGAGE CORPORATION | 23 | 2.8% | — |
| 10 | NEWREZ LLC | 21 | 2.5% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 19 | 2.3% | 14.1% |
| 12 | Broker Solutions, Inc. | 13 | 1.6% | — |
| 13 | Bank of America, National Association 59 out of 100, Moderate | 13 | 1.6% | 44.7% |
| 14 | PLANET HOME LENDING, LLC | 13 | 1.6% | — |
| 15 | TIDEWATER MORTGAGE SERVICES, INC. | 12 | 1.4% | — |
| 16 | NEW DAY FINANCIAL, LLC | 12 | 1.4% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.3% | — |
| 18 | MOVEMENT MORTGAGE, LLC | 9 | 1.1% | — |
| 19 | SPRING EQ, LLC | 9 | 1.1% | — |
| 20 | C & F Mortgage Corporation | 9 | 1.1% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 9 | 1.1% | — |
| 22 | CAPITAL CENTER, L.L.C. | 9 | 1.1% | — |
| 23 | Loandepot.Com, LLC | 8 | 1.0% | — |
| 24 | Towne Bank 74 out of 100, Strong | 8 | 1.0% | 6.6% |
| 25 | AMERICAN FINANCIAL NETWORK, INC. | 8 | 1.0% | — |
| 26 | United Bank 74 out of 100, Strong | 8 | 1.0% | 20.3% |
| 27 | CMG MORTGAGE, INC. | 7 | 0.8% | — |
| 28 | Fairway Independent Mortgage Corporation | 7 | 0.8% | — |
| 29 | Discover Bank | 7 | 0.8% | — |
| 30 | GUARANTEED RATE, INC. | 7 | 0.8% | — |
| 31 | AmeriSave Mortgage Corporation | 7 | 0.8% | — |
| 32 | Peoples Advantage Federal Credit Union 72 out of 100, Strong | 7 | 0.8% | 32.1% |
| 33 | First Heritage Mortgage, LLC | 7 | 0.8% | — |
| 34 | SOUTHERN TRUST MORTGAGE, LLC | 7 | 0.8% | — |
| 35 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 7 | 0.8% | — |
| 36 | FIRST HOME MORTGAGE CORPORATION | 7 | 0.8% | — |
| 37 | Primis Bank | 7 | 0.8% | — |
| 38 | OCMBC, INC. | 7 | 0.8% | — |
| 39 | Coastal Community Bank 35 out of 100, Low | 7 | 0.8% | 3.0% |
| 40 | Fulton Bank, National Association 65 out of 100, Moderate | 7 | 0.8% | 23.0% |
Top 40 of 152 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps