Virginia · HMDA 2025
Mortgage lenders in Covington city, VA
54 lenders reported 200 home-loan applications in Covington city in 2025. 89 closed as loans ($10.9M), 27 were denied — a 21.4% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 51% of applications, led by Alcova Mortgage LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 200
- Loans originated
- 89
- Purchase / refinance
- 67 / 19
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Covington city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Alcova Mortgage LLC | 63 | 31.5% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 25 | 12.5% | — |
| 3 | AMERIHOME MORTGAGE COMPANY, LLC | 13 | 6.5% | — |
| 4 | NEWREZ LLC | 7 | 3.5% | — |
| 5 | PLANET HOME LENDING, LLC | 7 | 3.5% | — |
| 6 | Atlantic Union Bank 73 out of 100, Strong | 6 | 3.0% | 23.3% |
| 7 | AmeriSave Mortgage Corporation | 5 | 2.5% | — |
| 8 | Truist Bank 63 out of 100, Moderate | 4 | 2.0% | 40.8% |
| 9 | Rocket Mortgage, LLC | 4 | 2.0% | — |
| 10 | Mortgage Research Center, LLC | 3 | 1.5% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 1.5% | 39.5% |
| 12 | FIGURE LENDING LLC | 3 | 1.5% | — |
| 13 | NATIONSTAR MORTGAGE LLC | 3 | 1.5% | — |
| 14 | Bank of Botetourt 79 out of 100, Strong | 3 | 1.5% | 4.3% |
| 15 | Peoples Bank 67 out of 100, Moderate | 3 | 1.5% | 24.1% |
| 16 | VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | 1.0% | — |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 1.0% | — |
| 18 | Bank of America, National Association 59 out of 100, Moderate | 2 | 1.0% | 44.7% |
| 19 | SPRING EQ, LLC | 2 | 1.0% | — |
| 20 | FIRST BANK 67 out of 100, Moderate | 2 | 1.0% | 17.0% |
| 21 | Integrity Home Mortgage Corporation | 2 | 1.0% | — |
| 22 | First Heritage Mortgage, LLC | 2 | 1.0% | — |
| 23 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 2 | 1.0% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 2 | 1.0% | — |
| 25 | CMG MORTGAGE, INC. | 1 | 0.5% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.5% | 32.9% |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.5% | 14.1% |
| 28 | Broker Solutions, Inc. | 1 | 0.5% | — |
| 29 | Discover Bank | 1 | 0.5% | — |
| 30 | GUILD MORTGAGE COMPANY | 1 | 0.5% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.5% | — |
| 32 | CALL FEDERAL CREDIT UNION 67 out of 100, Moderate | 1 | 0.5% | 22.6% |
| 33 | MidFirst Bank 34 out of 100, Low | 1 | 0.5% | 16.3% |
| 34 | Pinnacle Bank 60 out of 100, Moderate | 1 | 0.5% | 17.5% |
| 35 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | 0.5% | — |
| 36 | TOP FLITE FINANCIAL, INC. | 1 | 0.5% | — |
| 37 | Loansteady LLC | 1 | 0.5% | — |
| 38 | Prosperity Home Mortgage, LLC | 1 | 0.5% | — |
| 39 | MYCUMORTGAGE, LLC | 1 | 0.5% | — |
| 40 | ALL REVERSE MORTGAGE, INC. | 1 | 0.5% | — |
Top 40 of 54 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps