Virginia · HMDA 2025
Mortgage lenders in Craig County, VA
65 lenders reported 208 home-loan applications in Craig County in 2025. 131 closed as loans ($25.3M), 31 were denied — a 18.7% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 36% of applications, led by The Farmers & Merchants Bank of Craig County. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 208
- Loans originated
- 131
- Purchase / refinance
- 57 / 60
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Craig County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Farmers & Merchants Bank of Craig County 92 out of 100, Very strong | 55 | 26.4% | 6.6% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 5.3% | — |
| 3 | NEWREZ LLC | 8 | 3.8% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 8 | 3.8% | — |
| 5 | Rocket Mortgage, LLC | 8 | 3.8% | — |
| 6 | Virginia Credit Union, Inc. | 7 | 3.4% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 6 | 2.9% | — |
| 8 | FREEDOM FIRST Federal Credit Union 64 out of 100, Moderate | 6 | 2.9% | 15.2% |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 2.4% | 14.1% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 2.4% | — |
| 11 | Mortgage Research Center, LLC | 5 | 2.4% | — |
| 12 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 5 | 2.4% | — |
| 13 | BLUE EAGLE CREDIT UNION 84 out of 100, Strong | 4 | 1.9% | 17.1% |
| 14 | Alcova Mortgage LLC | 4 | 1.9% | — |
| 15 | Truist Bank 63 out of 100, Moderate | 3 | 1.4% | 40.8% |
| 16 | Loandepot.Com, LLC | 3 | 1.4% | — |
| 17 | GUILD MORTGAGE COMPANY | 3 | 1.4% | — |
| 18 | Integrity Home Mortgage Corporation | 3 | 1.4% | — |
| 19 | Carter Bank & Trust 76 out of 100, Strong | 3 | 1.4% | 28.0% |
| 20 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 1.0% | 32.5% |
| 21 | Broker Solutions, Inc. | 2 | 1.0% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 1.0% | — |
| 23 | FIGURE LENDING LLC | 2 | 1.0% | — |
| 24 | SWBC MORTGAGE CORPORATION | 2 | 1.0% | — |
| 25 | DELMAR FINANCIAL COMPANY | 2 | 1.0% | — |
| 26 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 2 | 1.0% | — |
| 27 | UNION HOME MORTGAGE CORP. | 2 | 1.0% | — |
| 28 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | 1.0% | — |
| 29 | Atlantic Union Bank 73 out of 100, Strong | 2 | 1.0% | 23.3% |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.5% | 32.9% |
| 31 | Fairway Independent Mortgage Corporation | 1 | 0.5% | — |
| 32 | Discover Bank | 1 | 0.5% | — |
| 33 | AmeriSave Mortgage Corporation | 1 | 0.5% | — |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.5% | — |
| 35 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.5% | 33.8% |
| 36 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.5% | 44.7% |
| 37 | SPRING EQ, LLC | 1 | 0.5% | — |
| 38 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.5% | 39.5% |
| 39 | Service Federal Credit Union 52 out of 100, Below average | 1 | 0.5% | 30.5% |
| 40 | SKYLINE NATIONAL BANK 66 out of 100, Moderate | 1 | 0.5% | 5.7% |
Top 40 of 65 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps