Virginia · HMDA 2025
Mortgage lenders in Fauquier County, VA
275 lenders reported 3,937 home-loan applications in Fauquier County in 2025. 2,009 closed as loans ($859.0M), 536 were denied — a 20.1% denial rate on decided applications, close to the Virginia rate of 20.2%. The three most active lenders handled 17% of applications, led by Rocket Mortgage, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,937
- Loans originated
- 2,009
- Purchase / refinance
- 913 / 682
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fauquier County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 225 | 5.7% | — |
| 2 | Navy Federal Credit Union 66 out of 100, Moderate | 221 | 5.6% | 32.9% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 205 | 5.2% | — |
| 4 | Truist Bank 63 out of 100, Moderate | 189 | 4.8% | 40.8% |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 121 | 3.1% | 14.1% |
| 6 | NEWREZ LLC | 119 | 3.0% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 113 | 2.9% | — |
| 8 | CMG MORTGAGE, INC. | 108 | 2.7% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 102 | 2.6% | — |
| 10 | PNC Bank, National Association 62 out of 100, Moderate | 89 | 2.3% | 33.8% |
| 11 | Atlantic Coast Mortgage, LLC | 85 | 2.2% | — |
| 12 | INTERCOASTAL MORTGAGE, LLC | 76 | 1.9% | — |
| 13 | Apple Federal Credit Union 76 out of 100, Strong | 74 | 1.9% | 33.0% |
| 14 | Bank of America, National Association 59 out of 100, Moderate | 64 | 1.6% | 44.7% |
| 15 | NATIONSTAR MORTGAGE LLC | 59 | 1.5% | — |
| 16 | Northwest Federal Credit Union 69 out of 100, Moderate | 55 | 1.4% | 23.7% |
| 17 | Atlantic Union Bank 73 out of 100, Strong | 53 | 1.3% | 23.3% |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 51 | 1.3% | — |
| 19 | MOVEMENT MORTGAGE, LLC | 49 | 1.2% | — |
| 20 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 49 | 1.2% | 45.9% |
| 21 | HOMEAMERICAN MORTGAGE CORPORATION | 47 | 1.2% | — |
| 22 | FIGURE LENDING LLC | 46 | 1.2% | — |
| 23 | Coastal Community Bank 35 out of 100, Low | 46 | 1.2% | 3.0% |
| 24 | GUARANTEED RATE, INC. | 45 | 1.1% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 41 | 1.0% | — |
| 26 | Mortgage Research Center, LLC | 39 | 1.0% | — |
| 27 | GUILD MORTGAGE COMPANY | 38 | 1.0% | — |
| 28 | SPRING EQ, LLC | 38 | 1.0% | — |
| 29 | First Heritage Mortgage, LLC | 38 | 1.0% | — |
| 30 | UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC. | 37 | 0.9% | — |
| 31 | Fairway Independent Mortgage Corporation | 36 | 0.9% | — |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 33 | 0.8% | — |
| 33 | PHH Mortgage Corporation | 33 | 0.8% | — |
| 34 | AmeriSave Mortgage Corporation | 32 | 0.8% | — |
| 35 | Prosperity Home Mortgage, LLC | 31 | 0.8% | — |
| 36 | Broker Solutions, Inc. | 29 | 0.7% | — |
| 37 | Loandepot.Com, LLC | 28 | 0.7% | — |
| 38 | DHI MORTGAGE COMPANY, LTD. | 27 | 0.7% | — |
| 39 | NFM, INC. | 27 | 0.7% | — |
| 40 | PLANET HOME LENDING, LLC | 26 | 0.7% | — |
Top 40 of 275 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps