Virginia · HMDA 2025
Mortgage lenders in Goochland County, VA
196 lenders reported 1,573 home-loan applications in Goochland County in 2025. 855 closed as loans ($385.4M), 179 were denied — a 16.7% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 18% of applications, led by Truist Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,573
- Loans originated
- 855
- Purchase / refinance
- 432 / 232
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Goochland County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Truist Bank 63 out of 100, Moderate | 109 | 6.9% | 40.8% |
| 2 | Rocket Mortgage, LLC | 85 | 5.4% | — |
| 3 | Virginia Credit Union, Inc. | 83 | 5.3% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 74 | 4.7% | — |
| 5 | NEWREZ LLC | 54 | 3.4% | — |
| 6 | CAPITAL CENTER, L.L.C. | 44 | 2.8% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 41 | 2.6% | — |
| 8 | Bank of America, National Association 59 out of 100, Moderate | 39 | 2.5% | 44.7% |
| 9 | Towne Bank 74 out of 100, Strong | 36 | 2.3% | 6.6% |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 35 | 2.2% | 32.9% |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 33 | 2.1% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 33 | 2.1% | — |
| 13 | C & F Mortgage Corporation | 32 | 2.0% | — |
| 14 | United Bank 74 out of 100, Strong | 30 | 1.9% | 20.3% |
| 15 | Atlantic Union Bank 73 out of 100, Strong | 28 | 1.8% | 23.3% |
| 16 | Loandepot.Com, LLC | 26 | 1.7% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 25 | 1.6% | 14.1% |
| 18 | Citizens and Farmers Bank 75 out of 100, Strong | 25 | 1.6% | 27.4% |
| 19 | CMG MORTGAGE, INC. | 24 | 1.5% | — |
| 20 | U.S. Bank National Association 55 out of 100, Moderate | 24 | 1.5% | 39.5% |
| 21 | Fulton Bank, National Association 65 out of 100, Moderate | 21 | 1.3% | 23.0% |
| 22 | MOVEMENT MORTGAGE, LLC | 19 | 1.2% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 19 | 1.2% | — |
| 24 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 18 | 1.1% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 17 | 1.1% | — |
| 26 | First Heritage Mortgage, LLC | 17 | 1.1% | — |
| 27 | Towne First Mortgage, LLC | 17 | 1.1% | — |
| 28 | Coastal Community Bank 35 out of 100, Low | 17 | 1.1% | 3.0% |
| 29 | FIGURE LENDING LLC | 16 | 1.0% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 16 | 1.0% | — |
| 31 | Mortgage Research Center, LLC | 14 | 0.9% | — |
| 32 | SOFI BANK, NATIONAL ASSOCIATION | 14 | 0.9% | — |
| 33 | NFM, INC. | 14 | 0.9% | — |
| 34 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 12 | 0.8% | 22.2% |
| 35 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 12 | 0.8% | 22.5% |
| 36 | Broker Solutions, Inc. | 11 | 0.7% | — |
| 37 | SPRING EQ, LLC | 10 | 0.6% | — |
| 38 | Prosperity Home Mortgage, LLC | 10 | 0.6% | — |
| 39 | Integrity Home Mortgage Corporation | 10 | 0.6% | — |
| 40 | PLANET HOME LENDING, LLC | 9 | 0.6% | — |
Top 40 of 196 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps