Virginia · HMDA 2025
Mortgage lenders in Greene County, VA
164 lenders reported 1,147 home-loan applications in Greene County in 2025. 578 closed as loans ($170.3M), 149 were denied — a 19.6% denial rate on decided applications, close to the Virginia rate of 20.2%. The three most active lenders handled 19% of applications, led by UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC.. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,147
- Loans originated
- 578
- Purchase / refinance
- 307 / 171
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Greene County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC. | 83 | 7.2% | — |
| 2 | NVR Mortgage Finance, Inc. | 74 | 6.5% | — |
| 3 | Rocket Mortgage, LLC | 66 | 5.8% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 60 | 5.2% | — |
| 5 | NEWREZ LLC | 37 | 3.2% | — |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 32 | 2.8% | 14.1% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 31 | 2.7% | — |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC. | 30 | 2.6% | — |
| 9 | Fulton Bank, National Association 65 out of 100, Moderate | 30 | 2.6% | 23.0% |
| 10 | Truist Bank 63 out of 100, Moderate | 29 | 2.5% | 40.8% |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 25 | 2.2% | — |
| 12 | NATIONSTAR MORTGAGE LLC | 25 | 2.2% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 25 | 2.2% | — |
| 14 | Mortgage Research Center, LLC | 21 | 1.8% | — |
| 15 | Bank of America, National Association 59 out of 100, Moderate | 21 | 1.8% | 44.7% |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 20 | 1.7% | 32.9% |
| 17 | CMG MORTGAGE, INC. | 18 | 1.6% | — |
| 18 | Atlantic Coast Mortgage, LLC | 18 | 1.6% | — |
| 19 | First Heritage Mortgage, LLC | 18 | 1.6% | — |
| 20 | K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 16 | 1.4% | — |
| 21 | Prosperity Home Mortgage, LLC | 16 | 1.4% | — |
| 22 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 14 | 1.2% | — |
| 23 | AmeriSave Mortgage Corporation | 13 | 1.1% | — |
| 24 | PLANET HOME LENDING, LLC | 13 | 1.1% | — |
| 25 | Ixonia Bank 67 out of 100, Moderate | 13 | 1.1% | 4.7% |
| 26 | Loandepot.Com, LLC | 12 | 1.0% | — |
| 27 | GUILD MORTGAGE COMPANY | 12 | 1.0% | — |
| 28 | PHH Mortgage Corporation | 12 | 1.0% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 12 | 1.0% | 3.0% |
| 30 | Discover Bank | 11 | 1.0% | — |
| 31 | SPRING EQ, LLC | 11 | 1.0% | — |
| 32 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 9 | 0.8% | 45.9% |
| 33 | NFM, INC. | 9 | 0.8% | — |
| 34 | FIGURE LENDING LLC | 8 | 0.7% | — |
| 35 | Pioneer Bank 84 out of 100, Strong | 8 | 0.7% | 14.7% |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 0.7% | — |
| 37 | Atlantic Union Bank 73 out of 100, Strong | 8 | 0.7% | 23.3% |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 7 | 0.6% | 22.2% |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 0.6% | — |
| 40 | GRAY FOX MORTGAGE, LLC | 7 | 0.6% | — |
Top 40 of 164 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps