Virginia · HMDA 2025
Mortgage lenders in King George County, VA
182 lenders reported 1,684 home-loan applications in King George County in 2025. 853 closed as loans ($293.8M), 232 were denied — a 20.7% denial rate on decided applications, close to the Virginia rate of 20.2%. The three most active lenders handled 20% of applications, led by Navy Federal Credit Union. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,684
- Loans originated
- 853
- Purchase / refinance
- 355 / 308
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in King George County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Navy Federal Credit Union 66 out of 100, Moderate | 149 | 8.8% | 32.9% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 95 | 5.6% | — |
| 3 | Rocket Mortgage, LLC | 86 | 5.1% | — |
| 4 | FREEDOM MORTGAGE CORPORATION | 83 | 4.9% | — |
| 5 | NEWREZ LLC | 72 | 4.3% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 64 | 3.8% | — |
| 7 | Topside Federal Credit Union 63 out of 100, Moderate | 49 | 2.9% | 42.1% |
| 8 | Mortgage Research Center, LLC | 44 | 2.6% | — |
| 9 | Truist Bank 63 out of 100, Moderate | 40 | 2.4% | 40.8% |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 35 | 2.1% | 14.1% |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 35 | 2.1% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 31 | 1.8% | — |
| 13 | PLANET HOME LENDING, LLC | 30 | 1.8% | — |
| 14 | Atlantic Coast Mortgage, LLC | 29 | 1.7% | — |
| 15 | NVR Mortgage Finance, Inc. | 28 | 1.7% | — |
| 16 | Atlantic Union Bank 73 out of 100, Strong | 27 | 1.6% | 23.3% |
| 17 | MOVEMENT MORTGAGE, LLC | 23 | 1.4% | — |
| 18 | Fairway Independent Mortgage Corporation | 22 | 1.3% | — |
| 19 | LAKEVIEW LOAN SERVICING, LLC | 22 | 1.3% | — |
| 20 | NEW DAY FINANCIAL, LLC | 21 | 1.2% | — |
| 21 | GUARANTEED RATE, INC. | 20 | 1.2% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 20 | 1.2% | — |
| 23 | Bank of America, National Association 59 out of 100, Moderate | 19 | 1.1% | 44.7% |
| 24 | EMBRACE HOME LOANS, INC. | 19 | 1.1% | — |
| 25 | Citizens and Farmers Bank 75 out of 100, Strong | 18 | 1.1% | 27.4% |
| 26 | CMG MORTGAGE, INC. | 16 | 1.0% | — |
| 27 | AmeriSave Mortgage Corporation | 16 | 1.0% | — |
| 28 | PNC Bank, National Association 62 out of 100, Moderate | 16 | 1.0% | 33.8% |
| 29 | SPRING EQ, LLC | 16 | 1.0% | — |
| 30 | Discover Bank | 14 | 0.8% | — |
| 31 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 14 | 0.8% | — |
| 32 | PHH Mortgage Corporation | 14 | 0.8% | — |
| 33 | FIGURE LENDING LLC | 13 | 0.8% | — |
| 34 | Kiavi Funding, Inc. | 12 | 0.7% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 12 | 0.7% | — |
| 36 | Virginia Credit Union, Inc. | 12 | 0.7% | — |
| 37 | Loandepot.Com, LLC | 11 | 0.7% | — |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 11 | 0.7% | — |
| 39 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 11 | 0.7% | 32.9% |
| 40 | Broker Solutions, Inc. | 10 | 0.6% | — |
Top 40 of 182 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps