Virginia · HMDA 2025
Mortgage lenders in Louisa County, VA
267 lenders reported 3,063 home-loan applications in Louisa County in 2025. 1,534 closed as loans ($506.6M), 455 were denied — a 22.1% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 14% of applications, led by Rocket Mortgage, LLC. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,063
- Loans originated
- 1,534
- Purchase / refinance
- 775 / 512
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Louisa County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 167 | 5.5% | — |
| 2 | UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC. | 143 | 4.7% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 133 | 4.3% | — |
| 4 | Navy Federal Credit Union 66 out of 100, Moderate | 112 | 3.7% | 32.9% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 110 | 3.6% | — |
| 6 | Truist Bank 63 out of 100, Moderate | 101 | 3.3% | 40.8% |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 100 | 3.3% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 87 | 2.8% | — |
| 9 | NEWREZ LLC | 83 | 2.7% | — |
| 10 | Ixonia Bank 67 out of 100, Moderate | 77 | 2.5% | 4.7% |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 70 | 2.3% | 14.1% |
| 12 | Virginia Credit Union, Inc. | 68 | 2.2% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 54 | 1.8% | — |
| 14 | MOVEMENT MORTGAGE, LLC | 53 | 1.7% | — |
| 15 | United Bank 74 out of 100, Strong | 49 | 1.6% | 20.3% |
| 16 | Bank of America, National Association 59 out of 100, Moderate | 48 | 1.6% | 44.7% |
| 17 | Atlantic Union Bank 73 out of 100, Strong | 46 | 1.5% | 23.3% |
| 18 | Mortgage Research Center, LLC | 44 | 1.4% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 43 | 1.4% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 39 | 1.3% | — |
| 21 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 38 | 1.2% | — |
| 22 | CMG MORTGAGE, INC. | 37 | 1.2% | — |
| 23 | Atlantic Coast Mortgage, LLC | 33 | 1.1% | — |
| 24 | AmeriSave Mortgage Corporation | 31 | 1.0% | — |
| 25 | PLANET HOME LENDING, LLC | 31 | 1.0% | — |
| 26 | CAPITAL CENTER, L.L.C. | 31 | 1.0% | — |
| 27 | Loandepot.Com, LLC | 30 | 1.0% | — |
| 28 | SPRING EQ, LLC | 30 | 1.0% | — |
| 29 | NFM, INC. | 30 | 1.0% | — |
| 30 | Broker Solutions, Inc. | 28 | 0.9% | — |
| 31 | C & F Mortgage Corporation | 27 | 0.9% | — |
| 32 | Prosperity Home Mortgage, LLC | 25 | 0.8% | — |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 25 | 0.8% | — |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 24 | 0.8% | — |
| 35 | First Heritage Mortgage, LLC | 23 | 0.8% | — |
| 36 | PHH Mortgage Corporation | 23 | 0.8% | — |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 18 | 0.6% | — |
| 38 | VILLAGE CAPITAL & INVESTMENT LLC | 18 | 0.6% | — |
| 39 | Towne First Mortgage, LLC | 18 | 0.6% | — |
| 40 | First National Bank of Pennsylvania 64 out of 100, Moderate | 18 | 0.6% | 26.6% |
Top 40 of 267 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps