Virginia · HMDA 2025
Mortgage lenders in Petersburg city, VA
204 lenders reported 1,824 home-loan applications in Petersburg city in 2025. 858 closed as loans ($182.4M), 326 were denied — a 26.3% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 13% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,824
- Loans originated
- 858
- Purchase / refinance
- 496 / 279
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Petersburg city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 81 | 4.4% | — |
| 2 | Rocket Mortgage, LLC | 77 | 4.2% | — |
| 3 | Mortgage Research Center, LLC | 70 | 3.8% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 69 | 3.8% | — |
| 5 | Truist Bank 63 out of 100, Moderate | 63 | 3.5% | 40.8% |
| 6 | Virginia Credit Union, Inc. | 60 | 3.3% | — |
| 7 | NEWREZ LLC | 52 | 2.9% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 46 | 2.5% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 44 | 2.4% | 14.1% |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 37 | 2.0% | 32.9% |
| 11 | MOVEMENT MORTGAGE, LLC | 36 | 2.0% | — |
| 12 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 31 | 1.7% | — |
| 13 | Bank of America, National Association 59 out of 100, Moderate | 27 | 1.5% | 44.7% |
| 14 | VANDERBILT MORTGAGE AND FINANCE, INC. | 26 | 1.4% | — |
| 15 | Loandepot.Com, LLC | 26 | 1.4% | — |
| 16 | Broker Solutions, Inc. | 25 | 1.4% | — |
| 17 | Peoples Advantage Federal Credit Union 72 out of 100, Strong | 25 | 1.4% | 32.1% |
| 18 | AMERICAN FINANCIAL NETWORK, INC. | 24 | 1.3% | — |
| 19 | C & F Mortgage Corporation | 23 | 1.3% | — |
| 20 | AmeriSave Mortgage Corporation | 21 | 1.2% | — |
| 21 | Equity Prime Mortgage LLC | 21 | 1.2% | — |
| 22 | VILLAGE CAPITAL & INVESTMENT LLC | 21 | 1.2% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 20 | 1.1% | — |
| 24 | Loan Funder LLC | 19 | 1.0% | — |
| 25 | GUILD MORTGAGE COMPANY | 18 | 1.0% | — |
| 26 | PLANET HOME LENDING, LLC | 18 | 1.0% | — |
| 27 | Atlantic Coast Mortgage, LLC | 18 | 1.0% | — |
| 28 | First Heritage Mortgage, LLC | 18 | 1.0% | — |
| 29 | NEW DAY FINANCIAL, LLC | 18 | 1.0% | — |
| 30 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 17 | 0.9% | — |
| 31 | Towne Bank 74 out of 100, Strong | 17 | 0.9% | 6.6% |
| 32 | Kiavi Funding, Inc. | 17 | 0.9% | — |
| 33 | Fairway Independent Mortgage Corporation | 16 | 0.9% | — |
| 34 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 16 | 0.9% | — |
| 35 | CARRINGTON MORTGAGE SERVICES, LLC | 15 | 0.8% | — |
| 36 | Strategic Funding, LP | 15 | 0.8% | — |
| 37 | United Bank 74 out of 100, Strong | 14 | 0.8% | 20.3% |
| 38 | MILEND, INC. | 14 | 0.8% | — |
| 39 | CAPITAL CENTER, L.L.C. | 14 | 0.8% | — |
| 40 | Prosperity Home Mortgage, LLC | 13 | 0.7% | — |
Top 40 of 204 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps