Virginia · HMDA 2025
Mortgage lenders in Pittsylvania County, VA
190 lenders reported 2,004 home-loan applications in Pittsylvania County in 2025. 946 closed as loans ($176.2M), 411 were denied — a 28.9% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 18% of applications, led by Rocket Mortgage, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,004
- Loans originated
- 946
- Purchase / refinance
- 421 / 349
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pittsylvania County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 166 | 8.3% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 104 | 5.2% | — |
| 3 | Alcova Mortgage LLC | 95 | 4.7% | — |
| 4 | Atlantic Union Bank 73 out of 100, Strong | 91 | 4.5% | 23.3% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 87 | 4.3% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 79 | 3.9% | — |
| 7 | Truist Bank 63 out of 100, Moderate | 70 | 3.5% | 40.8% |
| 8 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 54 | 2.7% | 22.5% |
| 9 | NEWREZ LLC | 52 | 2.6% | — |
| 10 | First National Bank 73 out of 100, Strong | 45 | 2.2% | 8.6% |
| 11 | Mortgage Research Center, LLC | 43 | 2.1% | — |
| 12 | MOVEMENT MORTGAGE, LLC | 38 | 1.9% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 38 | 1.9% | — |
| 14 | AmeriSave Mortgage Corporation | 36 | 1.8% | — |
| 15 | Loandepot.Com, LLC | 35 | 1.7% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 35 | 1.7% | — |
| 17 | 21st Mortgage Corporation | 32 | 1.6% | — |
| 18 | Broker Solutions, Inc. | 32 | 1.6% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 29 | 1.4% | 32.9% |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 29 | 1.4% | 14.1% |
| 21 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 29 | 1.4% | — |
| 22 | Carter Bank & Trust 76 out of 100, Strong | 28 | 1.4% | 28.0% |
| 23 | Coastal Community Bank 35 out of 100, Low | 28 | 1.4% | 3.0% |
| 24 | Beacon Credit Union, Incorporated | 25 | 1.2% | — |
| 25 | SPRING EQ, LLC | 24 | 1.2% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 24 | 1.2% | — |
| 27 | PLANET HOME LENDING, LLC | 22 | 1.1% | — |
| 28 | FIGURE LENDING LLC | 21 | 1.0% | — |
| 29 | CARRINGTON MORTGAGE SERVICES, LLC | 21 | 1.0% | — |
| 30 | VILLAGE CAPITAL & INVESTMENT LLC | 21 | 1.0% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 20 | 1.0% | — |
| 32 | Bank of England 57 out of 100, Moderate | 20 | 1.0% | 8.4% |
| 33 | ValleyStar Credit Union 45 out of 100, Below average | 19 | 0.9% | 51.4% |
| 34 | NEW DAY FINANCIAL, LLC | 17 | 0.8% | — |
| 35 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 16 | 0.8% | — |
| 36 | AMERICAN FINANCIAL RESOURCES, INC. | 15 | 0.7% | — |
| 37 | Atlantic Coast Mortgage, LLC | 15 | 0.7% | — |
| 38 | Citizens Bank, National Association 54 out of 100, Below average | 14 | 0.7% | 32.5% |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 11 | 0.5% | 22.2% |
| 40 | Discover Bank | 11 | 0.5% | — |
Top 40 of 190 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps