Virginia · HMDA 2025
Mortgage lenders in Radford city, VA
92 lenders reported 425 home-loan applications in Radford city in 2025. 252 closed as loans ($62.1M), 50 were denied — a 16.0% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 18% of applications, led by Rocket Mortgage, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 425
- Loans originated
- 252
- Purchase / refinance
- 140 / 67
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Radford city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 30 | 7.1% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 23 | 5.4% | — |
| 3 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 22 | 5.2% | — |
| 4 | Truliant Federal Credit Union 67 out of 100, Moderate | 22 | 5.2% | 50.3% |
| 5 | AMERIHOME MORTGAGE COMPANY, LLC | 20 | 4.7% | — |
| 6 | Truist Bank 63 out of 100, Moderate | 19 | 4.5% | 40.8% |
| 7 | Atlantic Union Bank 73 out of 100, Strong | 18 | 4.2% | 23.3% |
| 8 | Waterstone Mortgage Corporation | 16 | 3.8% | — |
| 9 | MOVEMENT MORTGAGE, LLC | 14 | 3.3% | — |
| 10 | FREEDOM FIRST Federal Credit Union 64 out of 100, Moderate | 13 | 3.1% | 15.2% |
| 11 | Alcova Mortgage LLC | 13 | 3.1% | — |
| 12 | Prosperity Home Mortgage, LLC | 10 | 2.4% | — |
| 13 | FIRST BANCORP, INC. | 10 | 2.4% | — |
| 14 | FIGURE LENDING LLC | 9 | 2.1% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 9 | 2.1% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 1.9% | — |
| 17 | NEWREZ LLC | 7 | 1.6% | — |
| 18 | First Heritage Mortgage, LLC | 7 | 1.6% | — |
| 19 | Virginia Credit Union, Inc. | 7 | 1.6% | — |
| 20 | VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | 1.4% | — |
| 21 | SKYLINE NATIONAL BANK 66 out of 100, Moderate | 6 | 1.4% | 5.7% |
| 22 | Coastal Community Bank 35 out of 100, Low | 6 | 1.4% | 3.0% |
| 23 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 1.2% | — |
| 24 | UNION HOME MORTGAGE CORP. | 5 | 1.2% | — |
| 25 | NATIONAL BANKSHARES, INC. 70 out of 100, Strong | 5 | 1.2% | 3.1% |
| 26 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.9% | 22.2% |
| 27 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 0.9% | 39.5% |
| 28 | FREEDOM MORTGAGE CORPORATION | 4 | 0.9% | — |
| 29 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.9% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.7% | 32.9% |
| 31 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.7% | 14.1% |
| 32 | Discover Bank | 3 | 0.7% | — |
| 33 | AmeriSave Mortgage Corporation | 3 | 0.7% | — |
| 34 | Mortgage Research Center, LLC | 3 | 0.7% | — |
| 35 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.7% | 44.7% |
| 36 | THE LOAN STORE, INC. | 3 | 0.7% | — |
| 37 | Carter Bank & Trust 76 out of 100, Strong | 3 | 0.7% | 28.0% |
| 38 | OCMBC, INC. | 3 | 0.7% | — |
| 39 | First Reliance Bank | 3 | 0.7% | — |
| 40 | PHH Mortgage Corporation | 3 | 0.7% | — |
Top 40 of 92 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps