Virginia · HMDA 2025
Mortgage lenders in Roanoke city, VA
257 lenders reported 4,153 home-loan applications in Roanoke city in 2025. 2,275 closed as loans ($548.1M), 632 were denied — a 20.8% denial rate on decided applications, close to the Virginia rate of 20.2%. The three most active lenders handled 17% of applications, led by ATLANTIC BAY MORTGAGE GROUP, L.L.C.. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,153
- Loans originated
- 2,275
- Purchase / refinance
- 1,219 / 707
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Roanoke city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 237 | 5.7% | — |
| 2 | Rocket Mortgage, LLC | 230 | 5.5% | — |
| 3 | Truist Bank 63 out of 100, Moderate | 226 | 5.4% | 40.8% |
| 4 | Virginia Credit Union, Inc. | 187 | 4.5% | — |
| 5 | FREEDOM FIRST Federal Credit Union 64 out of 100, Moderate | 182 | 4.4% | 15.2% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 144 | 3.5% | — |
| 7 | Atlantic Union Bank 73 out of 100, Strong | 115 | 2.8% | 23.3% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 98 | 2.4% | — |
| 9 | Pinnacle Bank 60 out of 100, Moderate | 92 | 2.2% | 17.5% |
| 10 | Alcova Mortgage LLC | 90 | 2.2% | — |
| 11 | Fairway Independent Mortgage Corporation | 86 | 2.1% | — |
| 12 | NEWREZ LLC | 80 | 1.9% | — |
| 13 | Kiavi Funding, Inc. | 78 | 1.9% | — |
| 14 | Mortgage Research Center, LLC | 76 | 1.8% | — |
| 15 | LENDINGONE, LLC | 76 | 1.8% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 67 | 1.6% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 65 | 1.6% | 14.1% |
| 18 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 64 | 1.5% | 22.5% |
| 19 | MOVEMENT MORTGAGE, LLC | 60 | 1.4% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 58 | 1.4% | 32.9% |
| 21 | BLUE EAGLE CREDIT UNION 84 out of 100, Strong | 57 | 1.4% | 17.1% |
| 22 | Integrity Home Mortgage Corporation | 51 | 1.2% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 49 | 1.2% | — |
| 24 | AmeriSave Mortgage Corporation | 48 | 1.2% | — |
| 25 | Loandepot.Com, LLC | 46 | 1.1% | — |
| 26 | CNB Bank 65 out of 100, Moderate | 42 | 1.0% | 10.4% |
| 27 | GUARANTEED RATE, INC. | 39 | 0.9% | — |
| 28 | Bank of Botetourt 79 out of 100, Strong | 39 | 0.9% | 4.3% |
| 29 | FREEDOM MORTGAGE CORPORATION | 38 | 0.9% | — |
| 30 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 37 | 0.9% | 22.2% |
| 31 | PLANET HOME LENDING, LLC | 36 | 0.9% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 36 | 0.9% | 3.0% |
| 33 | FIGURE LENDING LLC | 35 | 0.8% | — |
| 34 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 34 | 0.8% | — |
| 35 | Broker Solutions, Inc. | 33 | 0.8% | — |
| 36 | HomeTrust Bank 68 out of 100, Moderate | 33 | 0.8% | 24.1% |
| 37 | American Partners Federal Credit Union 69 out of 100, Moderate | 32 | 0.8% | 0.0% |
| 38 | Waterstone Mortgage Corporation | 29 | 0.7% | — |
| 39 | SWBC MORTGAGE CORPORATION | 28 | 0.7% | — |
| 40 | GoodLeap, LLC | 28 | 0.7% | — |
Top 40 of 257 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps