Virginia · HMDA 2025
Mortgage lenders in Roanoke County, VA
264 lenders reported 4,442 home-loan applications in Roanoke County in 2025. 2,547 closed as loans ($615.4M), 573 were denied — a 17.6% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 18% of applications, led by Virginia Credit Union, Inc.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,442
- Loans originated
- 2,547
- Purchase / refinance
- 1,258 / 773
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Roanoke County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Virginia Credit Union, Inc. | 270 | 6.1% | — |
| 2 | Truist Bank 63 out of 100, Moderate | 266 | 6.0% | 40.8% |
| 3 | Rocket Mortgage, LLC | 258 | 5.8% | — |
| 4 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 241 | 5.4% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 213 | 4.8% | — |
| 6 | FREEDOM FIRST Federal Credit Union 64 out of 100, Moderate | 152 | 3.4% | 15.2% |
| 7 | Atlantic Union Bank 73 out of 100, Strong | 125 | 2.8% | 23.3% |
| 8 | NEWREZ LLC | 117 | 2.6% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 117 | 2.6% | — |
| 10 | Alcova Mortgage LLC | 112 | 2.5% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 95 | 2.1% | 14.1% |
| 12 | Mortgage Research Center, LLC | 86 | 1.9% | — |
| 13 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 85 | 1.9% | 22.5% |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 81 | 1.8% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 77 | 1.7% | — |
| 16 | MOVEMENT MORTGAGE, LLC | 75 | 1.7% | — |
| 17 | Integrity Home Mortgage Corporation | 66 | 1.5% | — |
| 18 | BLUE EAGLE CREDIT UNION 84 out of 100, Strong | 66 | 1.5% | 17.1% |
| 19 | Pinnacle Bank 60 out of 100, Moderate | 65 | 1.5% | 17.5% |
| 20 | FREEDOM MORTGAGE CORPORATION | 60 | 1.4% | — |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 55 | 1.2% | 32.9% |
| 22 | FIGURE LENDING LLC | 48 | 1.1% | — |
| 23 | PLANET HOME LENDING, LLC | 48 | 1.1% | — |
| 24 | AmeriSave Mortgage Corporation | 47 | 1.1% | — |
| 25 | SWBC MORTGAGE CORPORATION | 45 | 1.0% | — |
| 26 | GUARANTEED RATE, INC. | 42 | 0.9% | — |
| 27 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 40 | 0.9% | 22.2% |
| 28 | Fairway Independent Mortgage Corporation | 40 | 0.9% | — |
| 29 | Broker Solutions, Inc. | 39 | 0.9% | — |
| 30 | HomeTrust Bank 68 out of 100, Moderate | 39 | 0.9% | 24.1% |
| 31 | CNB Bank 65 out of 100, Moderate | 39 | 0.9% | 10.4% |
| 32 | Coastal Community Bank 35 out of 100, Low | 39 | 0.9% | 3.0% |
| 33 | SPRING EQ, LLC | 38 | 0.9% | — |
| 34 | VANDERBILT MORTGAGE AND FINANCE, INC. | 37 | 0.8% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 35 | 0.8% | — |
| 36 | Bank of America, National Association 59 out of 100, Moderate | 34 | 0.8% | 44.7% |
| 37 | Loandepot.Com, LLC | 31 | 0.7% | — |
| 38 | VILLAGE CAPITAL & INVESTMENT LLC | 31 | 0.7% | — |
| 39 | GUILD MORTGAGE COMPANY | 28 | 0.6% | — |
| 40 | Discover Bank | 27 | 0.6% | — |
Top 40 of 264 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps