Virginia · HMDA 2025
Mortgage lenders in Rockingham County, VA
225 lenders reported 3,450 home-loan applications in Rockingham County in 2025. 1,868 closed as loans ($565.7M), 439 were denied — a 18.2% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 19% of applications, led by DuPont Community Federally Insured State-Chartered Credit Union. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,450
- Loans originated
- 1,868
- Purchase / refinance
- 966 / 563
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Rockingham County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | DuPont Community Federally Insured State-Chartered Credit Union | 287 | 8.3% | — |
| 2 | F & M BANK CORP. 70 out of 100, Strong | 197 | 5.7% | 3.6% |
| 3 | Truist Bank 63 out of 100, Moderate | 174 | 5.0% | 40.8% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 173 | 5.0% | — |
| 5 | Rocket Mortgage, LLC | 149 | 4.3% | — |
| 6 | NVR Mortgage Finance, Inc. | 121 | 3.5% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 118 | 3.4% | — |
| 8 | Integrity Home Mortgage Corporation | 112 | 3.2% | — |
| 9 | NEWREZ LLC | 94 | 2.7% | — |
| 10 | United Bank 74 out of 100, Strong | 81 | 2.3% | 20.3% |
| 11 | MOVEMENT MORTGAGE, LLC | 75 | 2.2% | — |
| 12 | Atlantic Union Bank 73 out of 100, Strong | 75 | 2.2% | 23.3% |
| 13 | PARK VIEW FEDERAL CREDIT UNION 71 out of 100, Strong | 73 | 2.1% | 1.7% |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 68 | 2.0% | — |
| 15 | VANDERBILT MORTGAGE AND FINANCE, INC. | 67 | 1.9% | — |
| 16 | Alcova Mortgage LLC | 66 | 1.9% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 58 | 1.7% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 56 | 1.6% | 14.1% |
| 19 | GUILD MORTGAGE COMPANY | 50 | 1.4% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 41 | 1.2% | — |
| 21 | FIRST BANCORP, INC. | 32 | 0.9% | — |
| 22 | Citizens Bank, National Association 54 out of 100, Below average | 31 | 0.9% | 32.5% |
| 23 | Mortgage Research Center, LLC | 30 | 0.9% | — |
| 24 | PLANET HOME LENDING, LLC | 30 | 0.9% | — |
| 25 | Loandepot.Com, LLC | 29 | 0.8% | — |
| 26 | AmeriSave Mortgage Corporation | 29 | 0.8% | — |
| 27 | DHI MORTGAGE COMPANY, LTD. | 29 | 0.8% | — |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 28 | 0.8% | 32.9% |
| 29 | FIGURE LENDING LLC | 27 | 0.8% | — |
| 30 | Atlantic Coast Mortgage, LLC | 27 | 0.8% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 26 | 0.8% | — |
| 32 | C & F Mortgage Corporation | 26 | 0.8% | — |
| 33 | KIND LENDING, LLC | 25 | 0.7% | — |
| 34 | LOWER, LLC | 25 | 0.7% | — |
| 35 | Bank of America, National Association 59 out of 100, Moderate | 24 | 0.7% | 44.7% |
| 36 | COMMONWEALTH ONE | 24 | 0.7% | — |
| 37 | Broker Solutions, Inc. | 23 | 0.7% | — |
| 38 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 23 | 0.7% | 22.5% |
| 39 | UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC. | 19 | 0.6% | — |
| 40 | SPRING EQ, LLC | 18 | 0.5% | — |
Top 40 of 225 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps