Virginia · HMDA 2025
Mortgage lenders in Salem city, VA
144 lenders reported 1,025 home-loan applications in Salem city in 2025. 611 closed as loans ($137.4M), 111 were denied — a 14.8% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 20% of applications, led by ATLANTIC BAY MORTGAGE GROUP, L.L.C.. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,025
- Loans originated
- 611
- Purchase / refinance
- 287 / 185
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Salem city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 81 | 7.9% | — |
| 2 | Rocket Mortgage, LLC | 68 | 6.6% | — |
| 3 | FREEDOM FIRST Federal Credit Union 64 out of 100, Moderate | 60 | 5.9% | 15.2% |
| 4 | Truist Bank 63 out of 100, Moderate | 48 | 4.7% | 40.8% |
| 5 | Virginia Credit Union, Inc. | 46 | 4.5% | — |
| 6 | Atlantic Union Bank 73 out of 100, Strong | 44 | 4.3% | 23.3% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 40 | 3.9% | — |
| 8 | PLANET HOME LENDING, LLC | 26 | 2.5% | — |
| 9 | Pinnacle Bank 60 out of 100, Moderate | 25 | 2.4% | 17.5% |
| 10 | MOVEMENT MORTGAGE, LLC | 24 | 2.3% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 23 | 2.2% | 14.1% |
| 12 | Alcova Mortgage LLC | 21 | 2.0% | — |
| 13 | Mortgage Research Center, LLC | 19 | 1.9% | — |
| 14 | NATIONSTAR MORTGAGE LLC | 19 | 1.9% | — |
| 15 | CNB Bank 65 out of 100, Moderate | 18 | 1.8% | 10.4% |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 17 | 1.7% | — |
| 17 | NEWREZ LLC | 16 | 1.6% | — |
| 18 | VANDERBILT MORTGAGE AND FINANCE, INC. | 15 | 1.5% | — |
| 19 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 14 | 1.4% | 22.5% |
| 20 | Loandepot.Com, LLC | 13 | 1.3% | — |
| 21 | BLUE EAGLE CREDIT UNION 84 out of 100, Strong | 13 | 1.3% | 17.1% |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 1.2% | — |
| 23 | Integrity Home Mortgage Corporation | 12 | 1.2% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 12 | 1.2% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 1.0% | 32.9% |
| 26 | AmeriSave Mortgage Corporation | 10 | 1.0% | — |
| 27 | SWBC MORTGAGE CORPORATION | 9 | 0.9% | — |
| 28 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 8 | 0.8% | 22.2% |
| 29 | Discover Bank | 8 | 0.8% | — |
| 30 | GUARANTEED RATE, INC. | 8 | 0.8% | — |
| 31 | LENDINGONE, LLC | 8 | 0.8% | — |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 8 | 0.8% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 7 | 0.7% | 44.7% |
| 34 | FIRST BANK 67 out of 100, Moderate | 7 | 0.7% | 17.0% |
| 35 | SOFI BANK, NATIONAL ASSOCIATION | 7 | 0.7% | — |
| 36 | Waterstone Mortgage Corporation | 7 | 0.7% | — |
| 37 | Coastal Community Bank 35 out of 100, Low | 7 | 0.7% | 3.0% |
| 38 | 21st Mortgage Corporation | 6 | 0.6% | — |
| 39 | Broker Solutions, Inc. | 6 | 0.6% | — |
| 40 | SKYLINE NATIONAL BANK 66 out of 100, Moderate | 6 | 0.6% | 5.7% |
Top 40 of 144 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps