Virginia · HMDA 2025
Mortgage lenders in Shenandoah County, VA
211 lenders reported 2,402 home-loan applications in Shenandoah County in 2025. 1,253 closed as loans ($298.4M), 340 were denied — a 20.3% denial rate on decided applications, close to the Virginia rate of 20.2%. The three most active lenders handled 18% of applications, led by Rocket Mortgage, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,402
- Loans originated
- 1,253
- Purchase / refinance
- 630 / 390
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Shenandoah County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 155 | 6.5% | — |
| 2 | CROSSCOUNTRY MORTGAGE, INC. | 147 | 6.1% | — |
| 3 | DuPont Community Federally Insured State-Chartered Credit Union | 125 | 5.2% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 114 | 4.7% | — |
| 5 | FIRST BANK 67 out of 100, Moderate | 104 | 4.3% | 17.0% |
| 6 | Navy Federal Credit Union 66 out of 100, Moderate | 100 | 4.2% | 32.9% |
| 7 | Truist Bank 63 out of 100, Moderate | 97 | 4.0% | 40.8% |
| 8 | City National Bank of West Virginia 78 out of 100, Strong | 81 | 3.4% | 27.3% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 66 | 2.7% | — |
| 10 | NEWREZ LLC | 62 | 2.6% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 62 | 2.6% | — |
| 12 | Integrity Home Mortgage Corporation | 61 | 2.5% | — |
| 13 | NVR Mortgage Finance, Inc. | 58 | 2.4% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 55 | 2.3% | 14.1% |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 37 | 1.5% | — |
| 16 | F & M BANK CORP. 70 out of 100, Strong | 36 | 1.5% | 3.6% |
| 17 | United Bank 74 out of 100, Strong | 35 | 1.5% | 20.3% |
| 18 | FIGURE LENDING LLC | 31 | 1.3% | — |
| 19 | GUILD MORTGAGE COMPANY | 27 | 1.1% | — |
| 20 | Mortgage Research Center, LLC | 26 | 1.1% | — |
| 21 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 26 | 1.1% | — |
| 22 | Atlantic Coast Mortgage, LLC | 26 | 1.1% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 26 | 1.1% | — |
| 24 | Loandepot.Com, LLC | 24 | 1.0% | — |
| 25 | VANDERBILT MORTGAGE AND FINANCE, INC. | 21 | 0.9% | — |
| 26 | MOVEMENT MORTGAGE, LLC | 21 | 0.9% | — |
| 27 | Broker Solutions, Inc. | 21 | 0.9% | — |
| 28 | AmeriSave Mortgage Corporation | 19 | 0.8% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 19 | 0.8% | 3.0% |
| 30 | VILLAGE CAPITAL & INVESTMENT LLC | 18 | 0.7% | — |
| 31 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 17 | 0.7% | — |
| 32 | Alcova Mortgage LLC | 17 | 0.7% | — |
| 33 | CMG MORTGAGE, INC. | 16 | 0.7% | — |
| 34 | EVERETT FINANCIAL, INC. | 16 | 0.7% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 15 | 0.6% | — |
| 36 | PHH Mortgage Corporation | 15 | 0.6% | — |
| 37 | Bank of America, National Association 59 out of 100, Moderate | 14 | 0.6% | 44.7% |
| 38 | SPRING EQ, LLC | 14 | 0.6% | — |
| 39 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 14 | 0.6% | 45.9% |
| 40 | BETTER MORTGAGE CORPORATION | 14 | 0.6% | — |
Top 40 of 211 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps