Virginia · HMDA 2025
Mortgage lenders in Staunton city, VA
157 lenders reported 1,253 home-loan applications in Staunton city in 2025. 728 closed as loans ($142.8M), 160 were denied — a 17.5% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 24% of applications, led by DuPont Community Federally Insured State-Chartered Credit Union. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,253
- Loans originated
- 728
- Purchase / refinance
- 369 / 224
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Staunton city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | DuPont Community Federally Insured State-Chartered Credit Union | 180 | 14.4% | — |
| 2 | Rocket Mortgage, LLC | 61 | 4.9% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 55 | 4.4% | — |
| 4 | Truist Bank 63 out of 100, Moderate | 51 | 4.1% | 40.8% |
| 5 | City National Bank of West Virginia 78 out of 100, Strong | 51 | 4.1% | 27.3% |
| 6 | Alcova Mortgage LLC | 49 | 3.9% | — |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 33 | 2.6% | — |
| 8 | Atlantic Union Bank 73 out of 100, Strong | 31 | 2.5% | 23.3% |
| 9 | MOVEMENT MORTGAGE, LLC | 29 | 2.3% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 29 | 2.3% | — |
| 11 | Mortgage Research Center, LLC | 25 | 2.0% | — |
| 12 | NEWREZ LLC | 24 | 1.9% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 23 | 1.8% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 20 | 1.6% | — |
| 15 | Integrity Home Mortgage Corporation | 20 | 1.6% | — |
| 16 | FIRST BANCORP, INC. | 20 | 1.6% | — |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 18 | 1.4% | 32.9% |
| 18 | C & F Mortgage Corporation | 16 | 1.3% | — |
| 19 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 16 | 1.3% | — |
| 20 | Broker Solutions, Inc. | 15 | 1.2% | — |
| 21 | FIGURE LENDING LLC | 15 | 1.2% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 1.1% | 14.1% |
| 23 | FIRST BANK 67 out of 100, Moderate | 14 | 1.1% | 17.0% |
| 24 | PLANET HOME LENDING, LLC | 14 | 1.1% | — |
| 25 | CMG MORTGAGE, INC. | 13 | 1.0% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 13 | 1.0% | — |
| 27 | AMERICAN PACIFIC MORTGAGE CORPORATION | 13 | 1.0% | — |
| 28 | DHI MORTGAGE COMPANY, LTD. | 12 | 1.0% | — |
| 29 | NFM, INC. | 12 | 1.0% | — |
| 30 | Bank of America, National Association 59 out of 100, Moderate | 11 | 0.9% | 44.7% |
| 31 | Kiavi Funding, Inc. | 11 | 0.9% | — |
| 32 | Ixonia Bank 67 out of 100, Moderate | 11 | 0.9% | 4.7% |
| 33 | LOWER, LLC | 11 | 0.9% | — |
| 34 | AmeriSave Mortgage Corporation | 10 | 0.8% | — |
| 35 | Prosperity Home Mortgage, LLC | 10 | 0.8% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 10 | 0.8% | 3.0% |
| 37 | Atlantic Coast Mortgage, LLC | 9 | 0.7% | — |
| 38 | F & M BANK CORP. 70 out of 100, Strong | 9 | 0.7% | 3.6% |
| 39 | SPRING EQ, LLC | 8 | 0.6% | — |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 8 | 0.6% | — |
Top 40 of 157 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps