Virginia · HMDA 2025
Mortgage lenders in Sussex County, VA
110 lenders reported 413 home-loan applications in Sussex County in 2025. 170 closed as loans ($30.9M), 88 were denied — a 32.8% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 23% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 413
- Loans originated
- 170
- Purchase / refinance
- 91 / 52
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sussex County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 47 | 11.4% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 28 | 6.8% | — |
| 3 | Truist Bank 63 out of 100, Moderate | 18 | 4.4% | 40.8% |
| 4 | Rocket Mortgage, LLC | 18 | 4.4% | — |
| 5 | Mortgage Research Center, LLC | 15 | 3.6% | — |
| 6 | AmeriSave Mortgage Corporation | 12 | 2.9% | — |
| 7 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 11 | 2.7% | — |
| 8 | NEWREZ LLC | 10 | 2.4% | — |
| 9 | MOVEMENT MORTGAGE, LLC | 10 | 2.4% | — |
| 10 | Virginia Credit Union, Inc. | 10 | 2.4% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 2.2% | — |
| 12 | AMERICAN FINANCIAL NETWORK, INC. | 9 | 2.2% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 9 | 2.2% | — |
| 14 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 8 | 1.9% | — |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 1.7% | 32.9% |
| 16 | 21st Mortgage Corporation | 7 | 1.7% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 1.7% | — |
| 18 | TIDEWATER MORTGAGE SERVICES, INC. | 7 | 1.7% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 1.5% | 14.1% |
| 20 | Peoples Advantage Federal Credit Union 72 out of 100, Strong | 6 | 1.5% | 32.1% |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 1.2% | — |
| 22 | SOUTHWEST STAGE FUNDING, LLC | 5 | 1.2% | — |
| 23 | PLANET HOME LENDING, LLC | 5 | 1.2% | — |
| 24 | Towne Bank 74 out of 100, Strong | 5 | 1.2% | 6.6% |
| 25 | Primis Bank | 5 | 1.2% | — |
| 26 | Loandepot.Com, LLC | 4 | 1.0% | — |
| 27 | Broker Solutions, Inc. | 4 | 1.0% | — |
| 28 | AMERICAN FINANCIAL RESOURCES, INC. | 4 | 1.0% | — |
| 29 | MILEND, INC. | 4 | 1.0% | — |
| 30 | Citadel Servicing Corporation | 3 | 0.7% | — |
| 31 | Kiavi Funding, Inc. | 3 | 0.7% | — |
| 32 | C & F Mortgage Corporation | 3 | 0.7% | — |
| 33 | NATIONSTAR MORTGAGE LLC | 3 | 0.7% | — |
| 34 | Benchmark Community Bank 75 out of 100, Strong | 3 | 0.7% | 9.1% |
| 35 | Equity Prime Mortgage LLC | 3 | 0.7% | — |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 0.7% | — |
| 37 | BETTER MORTGAGE CORPORATION | 3 | 0.7% | — |
| 38 | CAPITAL CENTER, L.L.C. | 3 | 0.7% | — |
| 39 | CMG MORTGAGE, INC. | 2 | 0.5% | — |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.5% | 44.7% |
Top 40 of 110 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps