Virginia · HMDA 2025
Mortgage lenders in Waynesboro city, VA
164 lenders reported 1,272 home-loan applications in Waynesboro city in 2025. 723 closed as loans ($156.4M), 142 were denied — a 16.0% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 22% of applications, led by DuPont Community Federally Insured State-Chartered Credit Union. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,272
- Loans originated
- 723
- Purchase / refinance
- 411 / 198
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Waynesboro city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | DuPont Community Federally Insured State-Chartered Credit Union | 154 | 12.1% | — |
| 2 | Rocket Mortgage, LLC | 68 | 5.3% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 55 | 4.3% | — |
| 4 | NEWREZ LLC | 38 | 3.0% | — |
| 5 | Truist Bank 63 out of 100, Moderate | 38 | 3.0% | 40.8% |
| 6 | Alcova Mortgage LLC | 33 | 2.6% | — |
| 7 | Mortgage Research Center, LLC | 27 | 2.1% | — |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 27 | 2.1% | — |
| 9 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 27 | 2.1% | — |
| 10 | City National Bank of West Virginia 78 out of 100, Strong | 26 | 2.0% | 27.3% |
| 11 | Navy Federal Credit Union 66 out of 100, Moderate | 25 | 2.0% | 32.9% |
| 12 | FREEDOM MORTGAGE CORPORATION | 25 | 2.0% | — |
| 13 | MOVEMENT MORTGAGE, LLC | 24 | 1.9% | — |
| 14 | C & F Mortgage Corporation | 23 | 1.8% | — |
| 15 | UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC. | 23 | 1.8% | — |
| 16 | GRAY FOX MORTGAGE, LLC | 22 | 1.7% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 21 | 1.7% | — |
| 18 | CALCON MUTUAL MORTGAGE LLC | 21 | 1.7% | — |
| 19 | LOWER, LLC | 21 | 1.7% | — |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 19 | 1.5% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 18 | 1.4% | 14.1% |
| 22 | VANDERBILT MORTGAGE AND FINANCE, INC. | 18 | 1.4% | — |
| 23 | Prosperity Home Mortgage, LLC | 18 | 1.4% | — |
| 24 | Atlantic Union Bank 73 out of 100, Strong | 17 | 1.3% | 23.3% |
| 25 | CMG MORTGAGE, INC. | 16 | 1.3% | — |
| 26 | NVR Mortgage Finance, Inc. | 16 | 1.3% | — |
| 27 | F & M BANK CORP. 70 out of 100, Strong | 16 | 1.3% | 3.6% |
| 28 | AmeriSave Mortgage Corporation | 15 | 1.2% | — |
| 29 | NEW DAY FINANCIAL, LLC | 15 | 1.2% | — |
| 30 | FIRST BANCORP, INC. | 14 | 1.1% | — |
| 31 | Ixonia Bank 67 out of 100, Moderate | 13 | 1.0% | 4.7% |
| 32 | Integrity Home Mortgage Corporation | 12 | 0.9% | — |
| 33 | PLANET HOME LENDING, LLC | 11 | 0.9% | — |
| 34 | Atlantic Coast Mortgage, LLC | 11 | 0.9% | — |
| 35 | First Heritage Mortgage, LLC | 11 | 0.9% | — |
| 36 | DHI MORTGAGE COMPANY, LTD. | 10 | 0.8% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 10 | 0.8% | — |
| 38 | Coastal Community Bank 35 out of 100, Low | 10 | 0.8% | 3.0% |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 0.7% | — |
| 40 | FIGURE LENDING LLC | 9 | 0.7% | — |
Top 40 of 164 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps