West Virginia · HMDA 2025
Mortgage lenders in Berkeley County, WV
307 lenders reported 8,751 home-loan applications in Berkeley County in 2025. 4,391 closed as loans ($1.2B), 1,225 were denied — a 21.0% denial rate on decided applications, below the West Virginia rate of 26.6%. The three most active lenders handled 17% of applications, led by PENNYMAC LOAN SERVICES, LLC. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 8,751
- Loans originated
- 4,391
- Purchase / refinance
- 2,660 / 1,150
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Berkeley County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 599 | 6.8% | — |
| 2 | Rocket Mortgage, LLC | 449 | 5.1% | — |
| 3 | Integrity Home Mortgage Corporation | 416 | 4.8% | — |
| 4 | CROSSCOUNTRY MORTGAGE, INC. | 353 | 4.0% | — |
| 5 | Navy Federal Credit Union 66 out of 100, Moderate | 337 | 3.9% | 32.9% |
| 6 | City National Bank of West Virginia 78 out of 100, Strong | 311 | 3.6% | 27.3% |
| 7 | NEWREZ LLC | 276 | 3.2% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 272 | 3.1% | — |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 241 | 2.8% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 207 | 2.4% | 14.1% |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 204 | 2.3% | — |
| 12 | Truist Bank 63 out of 100, Moderate | 197 | 2.3% | 40.8% |
| 13 | 21st Mortgage Corporation | 191 | 2.2% | — |
| 14 | Loandepot.Com, LLC | 180 | 2.1% | — |
| 15 | Mortgage Research Center, LLC | 165 | 1.9% | — |
| 16 | NVR Mortgage Finance, Inc. | 146 | 1.7% | — |
| 17 | LENNAR MORTGAGE, LLC | 139 | 1.6% | — |
| 18 | PLANET HOME LENDING, LLC | 139 | 1.6% | — |
| 19 | Atlantic Coast Mortgage, LLC | 129 | 1.5% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 126 | 1.4% | — |
| 21 | RMC HOME MORTGAGE, LLC | 109 | 1.2% | — |
| 22 | Jefferson Security Bank 69 out of 100, Moderate | 107 | 1.2% | 10.6% |
| 23 | AMERICAN PACIFIC MORTGAGE CORPORATION | 104 | 1.2% | — |
| 24 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 103 | 1.2% | — |
| 25 | AmeriSave Mortgage Corporation | 102 | 1.2% | — |
| 26 | K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 95 | 1.1% | — |
| 27 | Broker Solutions, Inc. | 84 | 1.0% | — |
| 28 | CNB Bank, Inc. 70 out of 100, Strong | 79 | 0.9% | 9.5% |
| 29 | LAKEVIEW LOAN SERVICING, LLC | 78 | 0.9% | — |
| 30 | VANDERBILT MORTGAGE AND FINANCE, INC. | 76 | 0.9% | — |
| 31 | CARRINGTON MORTGAGE SERVICES, LLC | 76 | 0.9% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 73 | 0.8% | — |
| 33 | FBC MORTGAGE, LLC | 69 | 0.8% | — |
| 34 | United Bank 74 out of 100, Strong | 67 | 0.8% | 20.3% |
| 35 | DEEPHAVEN MORTGAGE LLC | 66 | 0.8% | — |
| 36 | PATRIOT | 64 | 0.7% | — |
| 37 | TRIAD FINANCIAL SERVICES, INC. | 63 | 0.7% | — |
| 38 | PNC Bank, National Association 62 out of 100, Moderate | 56 | 0.6% | 33.8% |
| 39 | Bank of America, National Association 59 out of 100, Moderate | 54 | 0.6% | 44.7% |
| 40 | First Heritage Mortgage, LLC | 54 | 0.6% | — |
Top 40 of 307 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps
- Greenbrier County 1,081 apps