West Virginia · HMDA 2025
Mortgage lenders in Putnam County, WV
137 lenders reported 2,274 home-loan applications in Putnam County in 2025. 1,185 closed as loans ($253.7M), 419 were denied — a 25.2% denial rate on decided applications, below the West Virginia rate of 26.6%. The three most active lenders handled 26% of applications, led by City National Bank of West Virginia. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,274
- Loans originated
- 1,185
- Purchase / refinance
- 632 / 355
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Putnam County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | City National Bank of West Virginia 78 out of 100, Strong | 255 | 11.2% | 27.3% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 218 | 9.6% | — |
| 3 | Loandepot.Com, LLC | 126 | 5.5% | — |
| 4 | Rocket Mortgage, LLC | 115 | 5.1% | — |
| 5 | The Huntington National Bank 59 out of 100, Moderate | 106 | 4.7% | 31.6% |
| 6 | PUTNAM COUNTY BANK 80 out of 100, Strong | 100 | 4.4% | 12.7% |
| 7 | GUARANTEED RATE, INC. | 63 | 2.8% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 62 | 2.7% | — |
| 9 | Fifth Third Bank, National Association 62 out of 100, Moderate | 62 | 2.7% | 34.0% |
| 10 | Mortgage Research Center, LLC | 59 | 2.6% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 56 | 2.5% | 14.1% |
| 12 | Gateway First Bank 54 out of 100, Below average | 56 | 2.5% | 5.3% |
| 13 | Truist Bank 63 out of 100, Moderate | 55 | 2.4% | 40.8% |
| 14 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 47 | 2.1% | 74.7% |
| 15 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 46 | 2.0% | — |
| 16 | The Poca Valley Bank, Inc. 61 out of 100, Moderate | 43 | 1.9% | 13.2% |
| 17 | MOVEMENT MORTGAGE, LLC | 38 | 1.7% | — |
| 18 | WesBanco Bank, Inc. 66 out of 100, Moderate | 34 | 1.5% | 20.1% |
| 19 | Broker Solutions, Inc. | 33 | 1.5% | — |
| 20 | NEWREZ LLC | 32 | 1.4% | — |
| 21 | PENNYMAC LOAN SERVICES, LLC | 29 | 1.3% | — |
| 22 | SUCCESS MORTGAGE PARTNERS, INC. | 28 | 1.2% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 27 | 1.2% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 27 | 1.2% | — |
| 25 | CARRINGTON MORTGAGE SERVICES, LLC | 24 | 1.1% | — |
| 26 | The Ohio Valley Bank Company 54 out of 100, Below average | 23 | 1.0% | 5.2% |
| 27 | TRIAD FINANCIAL SERVICES, INC. | 22 | 1.0% | — |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 21 | 0.9% | — |
| 29 | PLANET HOME LENDING, LLC | 21 | 0.9% | — |
| 30 | AmeriSave Mortgage Corporation | 19 | 0.8% | — |
| 31 | Huntington Federal Savings Bank 77 out of 100, Strong | 18 | 0.8% | 9.5% |
| 32 | WEST VIRGINIA FEDERAL CREDIT UNION 88 out of 100, Very strong | 17 | 0.7% | 7.8% |
| 33 | VICTORIAN FINANCE, LLC | 16 | 0.7% | — |
| 34 | FREEDOM MORTGAGE CORPORATION | 15 | 0.7% | — |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 14 | 0.6% | 32.9% |
| 36 | SOUTHWEST STAGE FUNDING, LLC | 14 | 0.6% | — |
| 37 | Bank of America, National Association 59 out of 100, Moderate | 13 | 0.6% | 44.7% |
| 38 | SOFI BANK, NATIONAL ASSOCIATION | 12 | 0.5% | — |
| 39 | U.S. Bank National Association 55 out of 100, Moderate | 11 | 0.5% | 39.5% |
| 40 | United Bank 74 out of 100, Strong | 11 | 0.5% | 20.3% |
Top 40 of 137 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps
- Greenbrier County 1,081 apps