West Virginia · HMDA 2025
Mortgage lenders in Jefferson County, WV
252 lenders reported 4,882 home-loan applications in Jefferson County in 2025. 2,548 closed as loans ($780.7M), 503 were denied — a 15.9% denial rate on decided applications, below the West Virginia rate of 26.6%. The three most active lenders handled 19% of applications, led by LENNAR MORTGAGE, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,882
- Loans originated
- 2,548
- Purchase / refinance
- 1,670 / 569
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jefferson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | LENNAR MORTGAGE, LLC | 362 | 7.4% | — |
| 2 | Truist Bank 63 out of 100, Moderate | 297 | 6.1% | 40.8% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 274 | 5.6% | — |
| 4 | Rocket Mortgage, LLC | 260 | 5.3% | — |
| 5 | First Heritage Mortgage, LLC | 232 | 4.8% | — |
| 6 | Navy Federal Credit Union 66 out of 100, Moderate | 189 | 3.9% | 32.9% |
| 7 | Atlantic Coast Mortgage, LLC | 153 | 3.1% | — |
| 8 | NEWREZ LLC | 150 | 3.1% | — |
| 9 | City National Bank of West Virginia 78 out of 100, Strong | 141 | 2.9% | 27.3% |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 139 | 2.8% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 135 | 2.8% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 133 | 2.7% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 99 | 2.0% | 14.1% |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 96 | 2.0% | — |
| 15 | Integrity Home Mortgage Corporation | 96 | 2.0% | — |
| 16 | DHI MORTGAGE COMPANY, LTD. | 91 | 1.9% | — |
| 17 | Mortgage Research Center, LLC | 79 | 1.6% | — |
| 18 | RMC HOME MORTGAGE, LLC | 72 | 1.5% | — |
| 19 | Bank of Charles Town 73 out of 100, Strong | 71 | 1.5% | 7.4% |
| 20 | AmeriSave Mortgage Corporation | 60 | 1.2% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 60 | 1.2% | — |
| 22 | FBC MORTGAGE, LLC | 58 | 1.2% | — |
| 23 | DEEPHAVEN MORTGAGE LLC | 58 | 1.2% | — |
| 24 | Loandepot.Com, LLC | 51 | 1.0% | — |
| 25 | GUARANTEED RATE, INC. | 51 | 1.0% | — |
| 26 | PLANET HOME LENDING, LLC | 51 | 1.0% | — |
| 27 | Broker Solutions, Inc. | 50 | 1.0% | — |
| 28 | Jefferson Security Bank 69 out of 100, Moderate | 49 | 1.0% | 10.6% |
| 29 | United Bank 74 out of 100, Strong | 43 | 0.9% | 20.3% |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 40 | 0.8% | — |
| 31 | PNC Bank, National Association 62 out of 100, Moderate | 39 | 0.8% | 33.8% |
| 32 | FIGURE LENDING LLC | 36 | 0.7% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 33 | 0.7% | 44.7% |
| 34 | GUILD MORTGAGE COMPANY | 32 | 0.7% | — |
| 35 | Waterstone Mortgage Corporation | 31 | 0.6% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 30 | 0.6% | 22.2% |
| 37 | Discover Bank | 27 | 0.6% | — |
| 38 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 26 | 0.5% | 45.9% |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 26 | 0.5% | — |
| 40 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 25 | 0.5% | — |
Top 40 of 252 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps
- Greenbrier County 1,081 apps