West Virginia · HMDA 2025
Mortgage lenders in Wayne County, WV
99 lenders reported 1,177 home-loan applications in Wayne County in 2025. 485 closed as loans ($67.2M), 323 were denied — a 37.9% denial rate on decided applications, above the West Virginia rate of 26.6%. The three most active lenders handled 28% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,177
- Loans originated
- 485
- Purchase / refinance
- 274 / 123
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wayne County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 200 | 17.0% | — |
| 2 | City National Bank of West Virginia 78 out of 100, Strong | 67 | 5.7% | 27.3% |
| 3 | MOVEMENT MORTGAGE, LLC | 63 | 5.4% | — |
| 4 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 54 | 4.6% | 74.7% |
| 5 | Rocket Mortgage, LLC | 53 | 4.5% | — |
| 6 | Fifth Third Bank, National Association 62 out of 100, Moderate | 50 | 4.2% | 34.0% |
| 7 | The Huntington National Bank 59 out of 100, Moderate | 48 | 4.1% | 31.6% |
| 8 | Huntington Federal Savings Bank 77 out of 100, Strong | 47 | 4.0% | 9.5% |
| 9 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 44 | 3.7% | — |
| 10 | Loandepot.Com, LLC | 37 | 3.1% | — |
| 11 | NEWREZ LLC | 30 | 2.5% | — |
| 12 | Mortgage Research Center, LLC | 29 | 2.5% | — |
| 13 | WesBanco Bank, Inc. 66 out of 100, Moderate | 29 | 2.5% | 20.1% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 27 | 2.3% | 14.1% |
| 15 | TRIAD FINANCIAL SERVICES, INC. | 27 | 2.3% | — |
| 16 | Truist Bank 63 out of 100, Moderate | 25 | 2.1% | 40.8% |
| 17 | Peoples Bank 67 out of 100, Moderate | 23 | 2.0% | 24.1% |
| 18 | United Bank 74 out of 100, Strong | 22 | 1.9% | 20.3% |
| 19 | Community Trust Bank, Inc. 80 out of 100, Strong | 19 | 1.6% | 13.9% |
| 20 | Broker Solutions, Inc. | 16 | 1.4% | — |
| 21 | PENNYMAC LOAN SERVICES, LLC | 16 | 1.4% | — |
| 22 | AmeriSave Mortgage Corporation | 14 | 1.2% | — |
| 23 | SOUTHWEST STAGE FUNDING, LLC | 13 | 1.1% | — |
| 24 | GUARANTEED RATE, INC. | 12 | 1.0% | — |
| 25 | STOCKTON MORTGAGE CORPORATION | 12 | 1.0% | — |
| 26 | TAMMAC HOLDINGS CORPORATION | 11 | 0.9% | — |
| 27 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 0.8% | 39.5% |
| 28 | DESCO | 10 | 0.8% | — |
| 29 | PLANET HOME LENDING, LLC | 9 | 0.8% | — |
| 30 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 0.7% | — |
| 31 | AMERICAN FINANCING CORPORATION | 8 | 0.7% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 7 | 0.6% | — |
| 33 | Discover Bank | 5 | 0.4% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.4% | — |
| 35 | PUTNAM COUNTY BANK 80 out of 100, Strong | 5 | 0.4% | 12.7% |
| 36 | Kentucky Farmers Bank Corporation | 5 | 0.4% | — |
| 37 | USAA Federal Savings Bank 64 out of 100, Moderate | 5 | 0.4% | 37.2% |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 4 | 0.3% | 44.7% |
| 39 | FIGURE LENDING LLC | 4 | 0.3% | — |
| 40 | Gateway First Bank 54 out of 100, Below average | 4 | 0.3% | 5.3% |
Top 40 of 99 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Greenbrier County 1,081 apps