West Virginia · HMDA 2025
Mortgage lenders in Raleigh County, WV
150 lenders reported 2,418 home-loan applications in Raleigh County in 2025. 1,251 closed as loans ($196.3M), 495 were denied — a 27.0% denial rate on decided applications, close to the West Virginia rate of 26.6%. The three most active lenders handled 27% of applications, led by City National Bank of West Virginia. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,418
- Loans originated
- 1,251
- Purchase / refinance
- 706 / 326
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Raleigh County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | City National Bank of West Virginia 78 out of 100, Strong | 344 | 14.2% | 27.3% |
| 2 | MOVEMENT MORTGAGE, LLC | 166 | 6.9% | — |
| 3 | The Huntington National Bank 59 out of 100, Moderate | 153 | 6.3% | 31.6% |
| 4 | Rocket Mortgage, LLC | 152 | 6.3% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 147 | 6.1% | — |
| 6 | Truist Bank 63 out of 100, Moderate | 116 | 4.8% | 40.8% |
| 7 | Mortgage Research Center, LLC | 88 | 3.6% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 78 | 3.2% | 14.1% |
| 9 | Pioneer Community Bank, Inc. 79 out of 100, Strong | 68 | 2.8% | 13.0% |
| 10 | Broker Solutions, Inc. | 64 | 2.6% | — |
| 11 | Loandepot.Com, LLC | 63 | 2.6% | — |
| 12 | Whitesville State Bank 65 out of 100, Moderate | 52 | 2.2% | 27.1% |
| 13 | PENNYMAC LOAN SERVICES, LLC | 46 | 1.9% | — |
| 14 | First Community Bank 75 out of 100, Strong | 44 | 1.8% | 30.8% |
| 15 | 21st Mortgage Corporation | 39 | 1.6% | — |
| 16 | AmeriSave Mortgage Corporation | 35 | 1.4% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 30 | 1.2% | — |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 28 | 1.2% | 39.5% |
| 19 | Pendleton Community Bank, Inc. 61 out of 100, Moderate | 28 | 1.2% | 13.0% |
| 20 | TRIAD FINANCIAL SERVICES, INC. | 27 | 1.1% | — |
| 21 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 27 | 1.1% | 74.7% |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 26 | 1.1% | 32.9% |
| 23 | PLANET HOME LENDING, LLC | 26 | 1.1% | — |
| 24 | MCNB Bank and Trust Co. 50 out of 100, Below average | 21 | 0.9% | 6.8% |
| 25 | United Bank 74 out of 100, Strong | 19 | 0.8% | 20.3% |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 17 | 0.7% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 17 | 0.7% | — |
| 28 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 0.7% | — |
| 29 | Discover Bank | 16 | 0.7% | — |
| 30 | Loan Funder LLC | 16 | 0.7% | — |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 0.6% | — |
| 32 | NEWREZ LLC | 14 | 0.6% | — |
| 33 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 14 | 0.6% | — |
| 34 | SOUTHWEST STAGE FUNDING, LLC | 14 | 0.6% | — |
| 35 | Alcova Mortgage LLC | 14 | 0.6% | — |
| 36 | Gateway First Bank 54 out of 100, Below average | 13 | 0.5% | 5.3% |
| 37 | Fayette County National Bank 69 out of 100, Moderate | 13 | 0.5% | 15.4% |
| 38 | USAA Federal Savings Bank 64 out of 100, Moderate | 12 | 0.5% | 37.2% |
| 39 | Peoples Bank 67 out of 100, Moderate | 11 | 0.5% | 24.1% |
| 40 | GUARANTEED RATE, INC. | 10 | 0.4% | — |
Top 40 of 150 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps
- Greenbrier County 1,081 apps